Product Manager, Spend Management

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

U.S. Bank is the first major bank to embed a full‑featured Spend Management (SM) platform across its entire portfolio of business credit cards—delivering a fintech‑grade experience backed by the trust and scale of the fifth‑largest bank in the U.S. 

Our SM platform empowers small and medium‑sized businesses with real‑time visibility, proactive controls, and seamless integrations. In one place, teams can capture receipts, set spend controls, manage cards, sync with accounting software, and generate robust reporting—helping them save time, improve cash‑flow visibility, and reduce financial risk. 

If you’re passionate about helping businesses take control of their spend, we’d love to talk. Our teams are committed to building the best possible products and experiences, working side‑by‑side with customers and iterating quickly to deliver outcomes that matter. With over half a million businesses already enabled on SM, we’re scaling modern spend management at enterprise grade—within a trusted financial institution.

Key Responsibilities 

• Own a domain roadmap and OKRs spanning multiple features; align adjacent teams on a coherent, multi‑quarter plan. 

• Drive cross‑team dependency management and decision forums so Engineering and Design can move fast with confidence. 

• Standardize measurement for the domain; implement instrumentation and re‑sequence investments based on KPI insights. 

• Elevate decision quality via improved instrumentation and KPI usage; re-sequence the roadmap from insights. 

• Influence multi-channel customer experiences and enablement to drive adoption at scale. 

• Make higher‑stakes trade‑offs; present options and recommend where to focus for impact. 

• Shape go‑to‑market with Marketing & Sales (positioning, enablement, channel tactics) to drive adoption at scale. 

• Mentor PMs/analysts on discovery quality, backlog hygiene, and metric selection; raise the execution bar. 

Basic Qualifications

• Product Management experience

• Bachelor’s degree in Business, Finance or Computer Science preferred, or equivalent work experience 

• Advanced PM experience delivering outcomes across multiple stakeholders; strong analytical skills with a track record of moving KPIs; cross-team planning and release execution. 

• 7 years of product management experience 

• Strength in product vision/planning, decision-making, lifecycle, risk management; experience refining positioning and channel strategies; experience mentoring PMs/analysts. 

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year