Senior Corporate Relationship Manager

Research shows that individuals from historically underrepresented groups may hesitate to apply for roles unless they meet every listed requirement. If you believe your skills, knowledge, and experience align with the role, even if they don’t exactly match the listed qualifications, we encourage you to apply. Your unique talents may be exactly what we’re looking for.
Open to anyone residing in Texas.


The Senior Corporate Relationship Manager is responsible for the development of profitable and desirable client relationships and related business opportunities through the promotion of Stellar Bank’s products, services and overall brand. A Senior Lender may have direct supervision of one or more Lenders and Commercial Lending Assistants and Portfolio Managers.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Serve as first point of contact for prospective customers and second point of contact for existing customers, if assigned to an office with a Portfolio Manager and Lending Assistant.
2. Responsibile for activities conducted within portfolio including credit risk.
3. Direct Credit Analyst, Lending Assistant, and Portfolio Manager, as applicable, to ensure successful results including improved client experience, compliance and risk mitigation, and increased profitability while upholding Stellar Bank Values.
4. Responsible for all prospecting and sales activities to develop a Commercial portfolio of loans, deposits, fee income and treasury sales.
5. Final review and presentation of credit packages to loan committee.
6. Manage and ultimately responsible for credit risk in direct portfolio.
7. Work with Credit Analyst and/or Portfolio Manager on narrative comments and review overall credit package.
8. Mitigate risk within total portfolio.
9. Compliance with any and all BSA/AML/CFT and Sanctions requirements set forth by Bank Policy and Procedure, including but not limited to timely completion of assigned training.
SECONDARY DUTIES
The position performs duties specific to the position and other functions as assigned by management. If not supported by a Portfolio Manager, the Relationship Manager will:
1. Review and analyze trends.
2. Conduct annual reviews.
3. Administer the monitoring & managing of exceptions.
4. Manage maturing loans.
5. Manage Anti-Financial Crimes request with customers.
6. Review loan documents.
7. Work with clients to collect documentation and answer questions during loan underwriting.
SUPERVISORY RESPONSIBILITY
The position may be responsible for the supervision of all office employees and is expected to provide leadership, training and support to staff members.
ENVIRONMENT AND PHYSICAL ACTIVITY
The incumbent is in a non-confined office setting in which they are free to move about at will. In the course of performing the duties and responsibilities of this position spends time writing, speaking, listening, lifting (up to 25 pounds), sitting, typing on a computer keyboard, and standing, kneeling and reaching.
Travel by motor vehicle is a regular requirement of this position. The incumbent will need to drive within the assigned area in their portfolio to meet with both existing and prospective clients, attend meetings, and engage in other work-related activities. This will require a valid driver’s license, access to a reliable vehicle, and adherence to safe driving practices. The incumbent must be able to navigate city traffic and manage time effectively to meet deadlines and fulfill client appointments.
The incumbent for this position may operate any or all of the following: telephone, copy and fax machine, adding machine, computer and related printers.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The incumbent in this position must be able to read documents or instruments, detailed work, problem solving, customer contact, reasoning, math, verbal and written communication, analytical reasoning, multiple tasks with constant interruptions.
MINIMUM REQUIREMENTS
These specifications are guidelines based on the minimum experience required to perform the essential functions of the job. Individual abilities may result in some deviation from these guidelines:
• Bachelor’s degree in finance or business related field, or equivalent work experience required.
• 10+ years’ experience in banking relationship management role or related business lending experience; direct in-person contact preferred.
• General knowledge of core business products and services including deposit and Treasury Services.
• Strong understanding of credit products, credit application process, and pote