Commercial Underwriter

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

Brown & Brown is seeking a Commercial Underwriter for our team in Lake Mary, Florida.

The Commercial Underwriter will review insurance applications to evaluate, classify, and rate public entities insurance and accepts or rejects applications, following established underwriting standards.

WHAT YOU'LL DO:

• Manage a book of business responding to a variety of questions from Agents and Members related to coverage offered by the public entity pool.
• Examine documents such as applications, inspection reports, insurance maps, financial reports and loss reports to determine degree of risk from such factors as applicant financial standing, accident experience, and value and condition of property.
• Provide quotes, issues binders and coverage agreements as needed, including providing guidance to determine the amount of coverage in force, evaluates possibility of losses due to catastrophe. 
• Consult with other administrative representatives, loss control personnel, and other insurance or inspection companies to obtain further information. 
• Modify rates when risk is substandard to limit the pool’s obligation, and specifies applicable endorsements, or applies rating to ensure safe and profitable distribution of risks. 
• Use a variety of tools including rate books, tables, code books, computer records, and other reference materials.
• Review and participate in the updating of various forms used within the pool, including applications, endorsements, and coverage agreements.
• Assist Underwriting Assistants, as needed, including endorsement processing and technical reviews of exposure information
•  Other Duties as Assigned

WHAT YOU'LL NEED:

• Florida 220 Insurance License or equivalent in work experience and Florida 440 Insurance License.

• High School Diploma.

• 3 or more years of experience with standard office equipment and office software, including Microsoft Office and Excel.

• Experience with standard ISO and commercial insurance carrier standards a plus.

• Exceptional telephone demeanor.

• Ability to maintain a high level of confidentiality.

• 1 – 3 years experience in a similar position.

• Strong analytical skills.

• Preferred:

• Associate’s or Bachelor’s degree in a business or financial related discipline
• Experience in underwriting Public Entity property & casualty accounts

WHAT WE OFFER:

• Excellent growth and advancement opportunities
• Competitive pay based on experience
• Paid Time Off (PTO)
• Generous benefits package: health, dental, vision, 401(k), etc.
• Employee Stock Purchase Plan
   

Teammate Benefits & Total Well-Being

We go beyond standard benefits, focusing on the total well-being of our teammates, including:

• Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance  
• Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement 
• Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
• Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more. 

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.

The Power To Be Yourself  

As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.