Producing Branch Manager

M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Fort Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

Job Summary:

The successful candidate will possess extensive experience and thorough hands-on knowledge of mortgage lending policies, regulations and underwriting fundamentals. This is an excellent opportunity for an existing branch manager, loan officer or senior loan processor ready to move into a management position. Under the guidance of the regional manager, possesses the overall accountability and responsibility for the daily operations of a given branch. Directs and coordinates daily operations to ensure timely, accurate information and competitive loan financing programs.

Duties and Responsibilities:

• Monitors the capture rate and ensures aggressive follow-up on potential outside loans
• Monitors program usage and profit margins for the branch
• Makes recommendations to regional manager regarding needed loan programs
• Originates and maintains a loan pipeline
• Monitors the flow of contracts into the branch and ensures timely contact with buyers for loan applications
• Ensures accuracy and timely issuance of loan disclosure documents
• Establishes and implements training procedures for financing, rates and new loan programs.
• Attends start, sales and backlog meetings with the builder
• Attends builder events as requested.
• Determines, coordinates and monitors branch and subordinate work procedures and activities, oversees loan processing procedures and progress, counsels subordinates on difficult loans and expedites loan closings to ensure timely and efficient branch operations.
• Directly supervises large volume of work and staff of assigned branch through leadership and guidance operating activities.
• Communicates information to subordinates and sales staff on current mortgage rates for available loan programs to assist the home buyer with financing needs.
• Reviews, analyzes and evaluates loan applications for appropriate loan programs and pre-approvals of financing for construction starts. Verifies documentation for accuracy, neatness and compliance with procedures and policies.
• Coordinates real estate loan closings with appropriate Company departments and representatives, home buyers and appropriate agencies.
• Prepares and reviews operational reports for appropriate Company representatives. Recommends budgets to management.
• Assist with special projects as requested and perform additional duties as required.

Requirements

Minimum Education Experience:

Associate’s degree (A.A.) or equivalent in specialized training from a two-year college or technical school combined with at least seven years of related education and/or experience; related supervisory experience; thorough knowledge of branch operations, loan processing and underwriting fundamentals.

Skills and Abilities:

• Persuasive attitude with outstanding leadership, negotiation and organizational skills; detail-oriented aptitude.
• Ability to interpret, analyze and evaluate given information relative to lender requirements and underwriting guidelines; customer-service oriented with ability to handle difficult situations.
• Excellent verbal and written communication skills for high interaction with a variety of people inside and outside of the organization.
• Adaptability and flexibility to work effectively in a fast-paced environment with ability to coordinate several major activities simultaneously.

• Upon request of and on terms established by the Company, obtains and maintains all appropriate state or local licenses (e.g., contractor’s license, real estate salesperson and/or broker license, etc.) for the mutual benefit of the employee and the Company and for use by the Company in connection with the Company’s sales, homebuilding and lending activities.

Work Conditions:

• Limited travel may be required.
• Evening and weekend availability may be required.

Benefits

M/I Homes offers a