Senior Liability Adjuster

Description

This is a hybrid role out of our Gainesville office.

Tower Hill Insurance Group has an exciting opportunity for a talented Senior Liability Adjuster in our Gainesville, FL office who enjoys intellectual challenges and is seeking a rewarding career with a company that is experiencing growth. Not only is Tower Hill Insurance one of Florida's most trusted names in homeowners insurance, but it offers great opportunities for career advancement and personal growth, along with very competitive benefits and rewards. We are growing at a consistent pace and seek professional individuals with drive, team mentality, who want to make an impact, and are committed to a long-term career in the insurance industry.  

The Senior Liability Adjuster manages complex third-party Liability claims including property damage, offering expert opinions and recommendations to management and carriers. Responsibilities include evaluating coverage for both personal and commercial claims, conducting thorough investigations, establishing a settlement value of the losses, conducting settlement negotiations, and managing the disposition of claims in a timely manner. This position responds to settlement demands and governmental inquiries, and supports other adjusters as needed.

Requirements

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Support and provide professional opinions and recommendations to management and carriers regarding complex third-party liability claims.
• Evaluate coverage for complex personal and commercial liability claims, including any applicable coverage limitations, prepare coverage disclaimer letters as warranted.
• Handle a variety of complex legal matters and claims. 
• Conduct appropriate investigation into liability claims.
• Manage, direct, and cooperate with assisting counsel, engineers, experts, etc. regarding investigations and settlement negotiations when prudent.
• Establish settlement value of losses.
• Conduct settlement negotiations based on exposure. 
• Oversee the timely disposition of claims.
• Provide information to various departments and conduct presentations to senior management and carriers.
• Interpret liability insurance policies.
• Respond to or coordinate responses to settlement demands, subpoenas, and governmental information requests regarding claims and litigation.
• Assist other adjusters when asked or as necessary.
• Occasional management duties in direct supervisor’s absence.
• Maintain appropriate Adjuster License by adhering to Continuing      Education requirements, rules, etc.
• Participate in CAT Duty as required.

ADDITIONAL DUTIES

This job description reflects the general duties considered necessary to describe the essential functions of the job and should not be considered a complete description of all the work requirements and expectations of the position. Tower Hill reserves the right to assign duties not listed herein as necessary to accomplish the goals of the organization.

SUPERVISORY RESPONSIBILITIES

This job has no supervisory responsibilities.

POSITION QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION / EXPERIENCE

Bachelor’s Degree or higher and a minimum of seven (7) years of experience handling third-party liability claims and/or litigation, including complex claims, required. 

Equivalent experience may substitute for educational requirements. Equivalent experience may include eight (8) years of relevant experience. 

CERTIFICATIONS

Industry education and designations, or active pursuit of industry designations (i.e. Chartered Property Casualty Underwriter (CPCU), Associates in Claims (AIC), Senior Claims Law Associate (SCLA) preferred.

LICENSES

• Valid Driver’s License required.
• Valid Claims Adjuster's License required (i.e. Florida Staff or Independent Adjuster’s License)

LANGUAGE AND COMMUNICATION SKILLS 

Write comprehensive reports and business correspondence, deliver clear presentations, and engage effectively with executive-level audiences. Exceptional communication skills, active listening, and adaptability are essential.

MATHEMATICAL SKILLS

This role requires basic mathematical skills, including the ability to perform addition and