Product Governance & Controls Lead

Who We Are    Moneycorp powers global payments for corporates, institutions and high net worth individuals, combining worldwide reach with local expertise. With over 45 years of market experience, two banking licences and offices in 11 countries, our technology delivers 24/7 accessibility, while our people deliver award-winning service. In 2024, we supported $1tn+ of payment volume, reaching 190 countries in 130 currencies. Our 32k+ corporate clients benefit from our regulatory resilience with 63+ permissions globally, access to major payment rails, and our proprietary technology.     Moneycorp is a place where energy, commitment, and collaboration are core to our values of shared success. We’re restless in our drive to surpass the expectations of our customers and unlock opportunities to support them at every stage of their journey. The foundation of our success is our people, and nurturing a culture of belonging for all our colleagues is central to our journey as a global business.  

In North America, our offices are in Stamford, Orlando, Providence, and Toronto. We are licensed to operate in each US State, and in Canada at the Federal level we are registered with FINTRAC and at the Provincial level in Quebec.  

Role Purpose   We are seeking a Product Governance & Controls Lead (U.S.) to provide end to end ownership, oversight, and governance across all cash management, liquidity related, and high risk transactional activities booked or serviced through the U.S. Bank. This role will ensure well controlled delivery of products and services across a growing global client base. This position combines operational oversight, risk management,  and regulatory alignment. Operating as the central point of accountability for.   
Responsibilities   Risk Ownership & Control Framework

• Own the end to end risk management lifecycle for cash management and related transaction banking processes within the U.S. Bank. 
• Ensure all clients, transactions, and counterparties remain within U.S. Bank and Group risk appetite across operational, credit, settlement, financial crime, liquidity, and vendor risks. 
• Build and maintain a comprehensive Risk & Control Framework, ensuring effective controls, timely remediation, and alignment with Group standards. 
• Champion a strong first line risk culture and close maturity gaps identified through prior audits, thematic reviews, or regulatory feedback. 

Governance, Policies & Outsourcing Oversight

• Define and maintain a formal U.S.–UK operating and outsourcing framework, including SLAs, RACIs, service performance expectations, and MI requirements.
• Oversee MI and governance reporting across risk, operational incidents, vendor exposure, and service performance. 
• Strengthen transparency, accountability, and traceability across all outsourced or cross border operational processes supporting cash management. 
• Ensure policies and procedures remain current, owned, tested, and aligned to regulatory expectations and business growth. 

Regulatory Alignment & Examination Readiness

• Serve as the first line SME for regulatory expectations covering transaction banking, payments, liquidity, operational resilience, BSA/AML/OFAC considerations, and cash related supervisory expectations. 
• Lead preparation for regulatory exams by maintaining documentation, test results, playbooks, and evidence libraries. 
• Act as the primary point of contact for Risk, Compliance, Internal Audit, and U.S. regulators on matters related to first line cash management and transaction banking governance. 

Booking Model & Multi-Entity Controls

• Maintain and enhance multi entity booking models to ensure accuracy, transparency, and compliance across U.S. and international entities. 
• Oversee reconciliation processes related to cash movements, cross border flows, intercompany activity, and transactional booking. 
• Reduce fragmentation and improve data quality by aligning systems, processes, and execution models (e.g., CRM, payment systems, treasury platforms). 
• Ensure integrity of operational and financial data across jurisdictions and operating teams.