Senior Credit Analyst

Why Join EQ — and Why This Role at Bennington Financial Corp Matters
At EQ, we're remaking banking so every Canadian gets ahead, every day. Serving nearly 4 million Canadians from coast to coast, we offer a wide variety of financial services from banking and lending, to trust and credit union solutions. 
We've been at this since 1970, challenging the conventions of traditional banking with smarter, faster, and more connected financial experiences.
What's kept us moving?  The people behind it all: challengers who ask better questions, push back on old assumptions, and look for a better way forward.
If you're driven to help reshape how banking works for Canadians and the businesses that power our economy, this could be your next big opportunity. 
We can’t wait to get to know you! 

About This Role: EQ × Bennington Financial Corp Partnership 
 
This position is being recruited by EQ on behalf of our wholly owned subsidiary, Bennington Financial Corp.  Bennington Financial Corp plays a critical role within EQ's ecosystem, specializing in commercial equipment financing and leasing. It extends EQ’s reach beyond traditional banking into a highly specialized and fast-growing segment of the financial services landscape. 
 
Joining Bennington means:  Being part of the EQ family, with the stability, scale, and purpose of a leading Canadian challenger bank, Working within a specialized, entrepreneurial business where your contributions are highly visible and impactful, Supporting a business that operates at the intersection of bank-grade governance and commercial finance agility, Helping shape compliance, risk, and operational excellence in a business that directly enables Canadian companies to grow 
 
This role offers the best of both worlds: the backing, resources, and long-term vision of EQ, combined with the pace, ownership, and influence that comes from working within a focused subsidiary like Bennington.  If you’re looking for an opportunity where your expertise matters, your voice is heard, and your work directly supports both innovation and growth—Bennington Financial Corp, powered by EQ, is a compelling place to build your next chapter!

Summary:

This full-time position reports to the Director, Credit.
 
The candidate will be responsible for mid-ticket credit adjudication, $250,000 and up, complex deals and making recommendations regarding deal acceptance, pricing and structure for all Bennington brands (Equirex, Kempenfelt and Bodkin). The candidate will also be responsible for working with our broker partners on each approval until such time as the deal closes. This process may involve making structural changes to the approval, negotiating rates and terms to ensure the deal closes and Bennington’s best interests are achieved. This negotiation will often take place over the phone with the brokers and/or lessee. Each credit is unique and presents an opportunity to create a custom structured approval, within defined guidelines. The Credit Analyst is also required to maintain acceptable default and loss standards as determined by the Bennington senior management team.