Sr. Stop Loss Group Underwriter

Together we fight for everyone’s opportunity for a better financial future.

We will do this together — with customers, partners and colleagues. We will fight for others, not against: We will stand up for and champion everyone’s access to opportunities. The status quo is not good enough … we believe every individual and every community deserves access to financial opportunities. We are determined to support both individuals and communities in reaching a better financial future.  We know that reaching this future depends on our actions today.

Like our Purpose Statement, Voya believes in being bold and committed to action.  We are committed to a work environment where the differences that we are born with — and those we acquire throughout our lives — are understood, valued and intentionally pursued. We believe that our employees own our culture and have a responsibility to foster an environment where we all feel comfortable bringing our whole selves to work. Purposefully bringing our differences together to positively influence our culture, serve our clients and enrich our communities is essential to our vision.

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Get to Know the Opportunity:    

Independently underwrites Stop Loss complex group insurance applications within guidelines set for the issuance of policies on a standard or substandard basis.  Has authority to approve cases up to 10,000 lives.  Provides guidance and work direction to lower-level group underwriters.

The Contributions You’ll Make:

• Provide guidance and work direction to lower-level group underwriters.  Provide input to performance reviews.

• Evaluate risk for the most complex group insurance products.  Analyze data such as financial condition of the client company, characteristics of employee groups, participation percentage, type of industry, or past claim experience to determine benefits and rates.  Ensure proper pricing and appropriate funding methods.  Coordinate underwriting activities on proposals, new cases, renewals, and amendments.  Ensure that the company can administer the client’s proposed benefit plan design and funding method. Develop and maintain relationships with field personnel and clients by answering general questions and obtaining information on which to base decisions.  Document and communicate decisions to necessary areas in the division. Review cases exceeding underwriter’s review level.

• Contribute to total division profitability by analyzing/assessing client profitability through experience and expense analysis and attention to product line performance.

• Participate in product development and enhancements.  Represent underwriting/service team perspective based on personal knowledge and experience.  Participate in regional marketing rollouts.

• Other duties as assigned.

Minimum Knowledge & Experience:   

• 8–10 years Stop Loss underwriting experience

• Strong problem-solving and analytical skills

• PC skills including word processing and spreadsheet applications

• Excellent written and oral communication skills

• High School Diploma or GED

Preferred Knowledge & Experience:

• Bachelor’s degree preferred.

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#Remote

Compensation Pay Disclosure:

Voya is committed to pay that’s fair and equitable, which means comparable pay for comparable roles and responsibilities.

The below annual base salary range reflects the expected hiring range(s) for this position in the location(s) listed. In addition to base salary, Voya offers incentive opportunities (i.e., annual cash incentives, sales incentives, and/or long-term incentives) based on the role to reward the achievement of annual performance objectives. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Voya Financial is willing to pay at the time of this posting.

Actual compensation offered may vary from the posted salary range based upon the candidate’s geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

$75,230 - $94,040 USD

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