Small Business Specialist 3 - ID-Cherry Lane

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Actively deepens existing customer relationships through routine calling activity and develops new Business Banking relationship opportunities through business development activities. Responsibilities include originating scored credit requests up to $250,000 (with Equipment Finance lending up to $500,000) and selling products/services such as business deposit products, treasury management products, business credit cards and payment solutions, as well as all other suitable solutions as appropriate. This job may require outside prospecting and sales to meet or exceed the sales production goals. Appropriately handles Business Banking customer service issues in assigned portfolio. Actively manages relationships with branch and business line partners and refers clients to Business Banking partners and/or other U.S. Bancorp areas for additional needs.
We're looking for people who want more than just a job - who want to make a difference in the communities where we live and work. Apply today and explore what's possible with a career at U.S. Bank.

This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.

Basic Qualifications
- Bachelor's degree in business, accounting or finance, or equivalent work experience
- Five or more years of financial service sales experience

Preferred Skills/Experience
- Thorough understanding of bank products, sales, and new business development
- Expert knowledge of applicable bank and branch operations, policies, procedures and support systems
- Experience understanding business financials including analyzing credit and managing a pipeline and overcoming underwriting obstacles
- Demonstrated written and verbal communication skills and demeanor necessary to perform relationship management and sales duties
- Strong customer service and community relations skills
- Demonstrated ability to make one-on-one and group presentations
- Proven track record of consistent success in both the servicing of existing clients as well as sourcing new business

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment elig