Program Manager - Personal Lines

About Incline P&C Group

Incline P&C Group is a privately owned company, backed by private equity and its original founders, with an exclusive focus on the property and casualty program insurance market. The company writes approximately $2+ billion in premiums through its A-rated and managed carriers. Incline has a team of over 100 employees headquartered in Austin, Texas.

About Incline P&C Group

Incline P&C Group is a privately owned company, backed by private equity and its original founders, with an exclusive focus on the property and casualty program insurance market. The company writes approximately $2+ billion in premiums through its A-rated and managed carriers. Incline has a team of over 100 employees headquartered in Austin, Texas.

Commercial & Specialty Lines

Incline Insurance Group is seeking a Program Manager to join the Personal Lines team. Reporting to the Vice President of Personal Lines, this role plays a critical part in driving the growth, profitability, and operational excellence of Incline’s Managing General Agent (MGA) program portfolio.

The Program Manager serves as a portfolio owner, responsible for overseeing assigned programs across underwriting performance, production, regulatory compliance, reinsurance alignment, and overall financial results. This role requires strong underwriting expertise, business acumen, and relationship management skills in a dynamic program insurance environment.

About the Commercial & Specialty Lines Team

The Personal Lines team is responsible for the selection, onboarding, oversight, and long-term management of Incline’s personal lines program portfolio. The team partners closely with MGA leaders, actuarial, reinsurance, regulatory, finance, and underwriting stakeholders to ensure programs align with Incline’s risk appetite and deliver sustainable profitability.

The Program Manager plays a central role in managing day-to-day portfolio oversight while contributing to strategic growth and program evaluation initiatives.

What You’ll Do

As Program Manager, you will serve as the primary business partner to assigned MGA-led programs, overseeing financial performance, underwriting discipline, production growth, and strategic alignment.

Program Oversight & Portfolio Management: Participate in the selection, onboarding, and ongoing management of MGA program business.  Develop strong partnerships with MGA leadership to drive top-tier profitability and sustainable growth.  Proactively monitor performance metrics and identify underwriting, financial, or operational areas requiring improvement.  Develop and implement action plans to address performance gaps and manage initiatives to resolution.

New Program Due Diligence: Lead the due diligence process for prospective new programs, coordinating cross-functional reviews across underwriting, actuarial, reinsurance, finance, legal, and regulatory teams.  Evaluate risk/return characteristics to ensure alignment with Incline’s risk appetite and profitability targets.  Assist in negotiating MGA contract terms alongside Legal and Personal Lines leadership.

Reinsurance Coordination: Partner with the VP / Director of Reinsurance to support placement of quota share and excess of loss treaties for new and renewing programs.  Ensure reinsurance structures support program profitability and risk transfer objectives.  Maintain alignment between underwriting practices and reinsurance expectations.

Actuarial & Financial Partnership: Collaborate with actuarial teams to monitor written premiums, rate adequacy, and loss ratios.  Coordinate rate, form, and rule filings with MGAs to maintain program profitability and regulatory compliance.  Analyze program financial data to support informed portfolio decisions.

Underwriting Oversight & Referrals: Conduct annual (or more frequent) underwriting file reviews to ensure adherence to guidelines and appropriate risk selection.  Manage underwriting referrals and evaluate authority thresholds based on volume, profitability, and reinsurance oversight expectations.  Review findings from regulatory audits and coordinate follow-up actions as necessary.

Relationship Management & Communication: Maintain regular communication with key MGA personnel to align on production, profitability, and strategic initiatives.  Represent Incline professionally in internal and extern