Principal Software Engineer

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

We are seeking a highly experienced Principal Engineer with a robust background in Real-Time Risk platforms and services to lead our Risk engineering global team architecture. In partnership with other leaders within this org, the successful candidate will be responsible for driving the architecture , development and execution of PayPal’s Risk engineering strategy, leading the team responsible for building various Risk solutions across PayPal business technically.

Job Description:

Essential Responsibilities:

• Increases results & effectiveness of all software engineers in a large domain
• Sets the technology roadmap for a domain
• Adapts their role to the need, selecting the most effective means of realizing their technical goals
• Provides advice and counsel to senior executives within PayPal, influencing the development of multi-year business strategies
• Exercises wide latitude in determining objectives and approaches to assignments and takes initiative to achieve results
• Handles ambiguous and unfamiliar situations and uses creativity to deliver decisive resolutions
• Uses discovery & exploratory research, not being limited to technical domains, to make successful decisions
• Identifies themes & trends that span projects and teams, and finds broadly impactful opportunities for improvement
• Uses professional savvy to determine when industry-standard solutions can be adopted, versus when a problem space warrants a novel solution (“build/buy”)
• Mentor others as a means of propagating technical influence, and to enhance the performance of their organization

Minimum Qualifications:

• Minimum of 15 years of relevant work experience and a Bachelor's degree or equivalent experience.

Preferred Qualification:

• Hands-on thought leadership for building on-premise and cloud-based Risk solutions for PayPal business segments.
• Have a solid understanding of Payments or consumer financial products, data systems and data environments, and processes that are necessary for the implementation of Risk and Finance models
• Deep Technical knowledge in architecting, designing, and Integrating new Solutions in a large-scale enterprise of highly distributed applications.
• Deep functional knowledge on Payment Wallets, interactions with Banks and Credit card partners.
• Work closely with engineering leadership across PayPal to integrate solutions efficiently.
• Work closely with business teams, while having a good understanding of ho