Principal Payment Product Management

Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

What You’ll Do

• Assesses the performance of and shapes the structure and direction of new and existing product lines and leads the development and execution of strategic product plans for key initiatives such as the introduction of new products, product line extensions, or product enhancements. Accountable for achieving specific goals for each product, including evaluating product performance, and identifying innovations to address customer needs and improve product performance in the market.
• Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.

How You’ll Do It

• Identify sources, monitor, analyze, and interpret key product performance metrics including financials, network volumes, other key statistics, and internal/external customer feedback trends, then develop and communicate findings, and make strategic and tactical recommendations for performance improvements.
• Define and execute strategic product road-maps to build new products, enhance existing products, or improve performance.
• Collaborate with internal and external stakeholders to develop strategies and methodologies to on-board new partners.
• Track and understand industry trends, research findings, and competitive innovations.
• Provide business analysis and reporting on a periodic basis.
• Collaborate with cross functional teams to develop or support sales efforts or go-to-market strategies.
• Serve as Product Management business lead on cross-functional teams, including internal departments such as Sales, Operations, Legal, Marketing, Finance, Technology in the evaluation, development, management, and/or enhancement of assigned products and/or programs.

Qualifications You’ll Need
The Basics

• Bachelor's degree in information technology, social sciences, business, marketing, communications or related field
• 6+ years product management or related experience
• In lieu of a degree, 10+ years of experience in card payments, network, acquiring, issuing, mobile technologies, digital payments or related field, including product management experience

Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily remain in a stationary position.
• Occasionally move about the work environment to complete the major responsibilities of the job. Ability to transport physical objects up to 10 pounds (5 kg).
• Primarily performed indoors in an office setting.
• Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.
• Ability to communicate verbally.; Ability to communicate in written form.
• Travel up to 10% of the time

Bonus Points If You Have

• Master's degree in information technology, social sciences, business, marketing, communications or related field
• 6+ years of experience in card payments, network, acquiring, issuing, mobile technologies, digital payments or related field.
• 2+ years of experience in Fintech platforms, start-ups, or related field
• Experience with commercial travel payment products including corporate cards, travel accounts and virtual card numbers (VCNs)
• Experience managing vendor relationships/partnerships including contract execution, invoice payment and business reviews
• CSCIP/P 

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.

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Application Deadline:

The application window for this position is anticipated to close on Jan-18-2025. We encourage you to apply as soon as possible. The posting may be available past this dat