Asst VP, Credit Analyst

About Our Company

Aflac Global Investments located in the heart of the financial district is the organization who’s responsible for the overall investment activities of Aflac, Inc. With more than 100 employees in US (New York) and Japan (Tokyo); Aflac’s Global Investments organization seeks to maximize risk-adjusted returns subject to our liability profile and capital requirements and generates in excess of $3.0 billion a year in net investment income.

Position Summary

Within a Global Insurance Company, the Credit Analyst is a member of the Credit Team within Investment Management who must work in close collaboration with the senior credit analysts, portfolio managers, and the other credit analysts in the development and implementation of credit research, analysis, and recommendations consistent with the company’s overall portfolio objectives, along with key stakeholders and other key business partners in support of the Aflac Global Investments overall portfolio.

 

Key Relationships

Reports to:  Managing Director, Global Head of Credit

Primary Support:  Credit Team

Other Relationships: Other Credit Analysts, Portfolio Managers, Compliance, Legal, Trading Desk, Enterprise Risk Management (ERM), Auditors, Investment Risk Management (IRM), IT and other key stakeholders.

 

Overall Responsibilities

·         Credit Analyst will be responsible for proactively monitoring assigned sectors and taking the lead in making recommendations for portfolios supporting global insurance products.

·         Credit analysts must conduct in-depth market research across assigned sectors to support investment recommendations.   Key components of this analysis will include, but not be limited to, key trends and competitive landscape in assigned sectors; review of company financial reports; earnings and news releases; and a framework for analyzing relative value within and across industry sectors.  Monitor, gather, and organize information critical to the credit investment decision process.    Provide verbal and written summaries of relevant information.  Calculate key credit metrics, particularly liquidity, leverage, and cash flow ratios.

·         Identify potential new investments for the portfolio; Keep senior credit analyst / team lead and portfolio manager apprised of key news events

·         Prepare oral and written analyses and summaries to other credit analysts and key stake holders as needed. 

·         Have a detailed understanding of each bonds’ position in the capital structure.

·         Perform relative value analysis for the portfolio.

·         Maintain relationships with sell-side analysts, rating agencies and company management to keep up to date on investment opportunities.

·         Update and manage relevant internal and external sources of data.

·         Conduct ad hoc projects, analyses, and other support to relevant stakeholders as required

 

Candidate Qualifications

·         Direct experience in Credit Research and a minimum of 6 years of experience.

·         B.A. / B.S degree in finance, engineering, mathematics, statistics, or similar quantitative discipline is required.  MBA and/or CFA preferred.

·         Requirements include: strong analytical capabilities, excellent verbal and written communication skills, desire to work in a collaborative team environment.

·         Buy-side experience preferred although not required.

·         Self-motivated, able to work in a fluid environment and to complete tasks independently yet, interact in a team environment.

·         Highly organized with the ability to work on multiple projects with different deadlines independently.

 

The range on this positions is:   $80,000 to $175,000

This compensation range is specific to the job level and takes into account the wide range of factors that are considered in making compensation decisions including, but not limited to: education, experience, licensure, certifications, geographic location, and internal equity. The range has been created in good faith based on information known to