Head of Product, Square Core Banking

Since we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn’t work together.

Today, Square Banking serves millions of sellers who depend on us to manage the financial foundation of their business. When Square Core Banking works well, businesses get paid faster, manage cash flow effortlessly, and spend less time worrying about money. When it doesn't, they feel it immediately.

We're not building another bank. We're building the bank our small businesses actually need.

While traditional banks treat business banking as an afterthought, we're building something fundamentally different. A core banking platform designed from the ground up for the realities of running a small business:

• When a food truck needs to pay a supplier instantly
• When a salon needs to move money between accounts at 9 PM on a Sunday
• When a contractor needs Zelle to work seamlessly with their business account

That's what we're building for. Not banking as usual. Banking that actually works.

The Role

We're hiring a Head of Product, Square Core Banking to lead the product team building business checking, savings, instant transfers, instant payouts, Zelle, and the foundational banking infrastructure that powers it all.

This isn't about managing a roadmap. It's about building the future of business banking. 

You'll own the vision, the strategy, the team, and the results. Everything from how many businesses adopt these banking products to how efficiently they run to whether they actually drive impact. This is one of the most important bets Square is making, and you'll be accountable for whether it works. The decisions you make matter. A lot. Architecture choices, feature priorities, technical trade-offs: they all determine whether a business can make payroll on time, access their money when they need it, or feel like their bank actually works for them instead of against them.

You'll have real support to make this happen: Square's distribution, our brand, and a company that genuinely cares about making sellers' lives easier.

If you're the kind of product leader who gets excited by hard problems, loves building things that matter, and wants to fundamentally change how small businesses manage money, keep reading. This is a once-in-a-career opportunity to define what business banking should actually be.

You Will

Define the Product Vision

• Set the multi-year product strategy for Square's core banking’s foundational layer that enables business to manage money with the same simplicity they've come to expect from Square
• Translate "banking infrastructure" into tangible customer value: faster access to funds, seamless money movement, intelligent account management, and embedded finance capabilities that just work
• Balance the immediate (shipping features businesses need today) with the foundational (building the platform that unlocks the next decade of innovation)

Drive Execution at Scale

• Own end-to-end product development for checking & savings accounts, instant transfers, instant payouts, Zelle, card products, ledger systems, and emerging banking capabilities
• Partner with engineering and design to build systems that are secure, compliant, scalable, and most importantly delightful to use
• Make the hard prioritization calls: which features ship now, which capabilities become platform investments, which experiments get resources

Lead Through Complexity

• Navigate the intersection where great banking products actually get built – product innovation, regulatory requirements, risk management, and operational reliability
• Partner with Risk, Underwriting, Finance, Compliance, Legal, Treasury, and external bank partners to ship products that are both innovative and sound

Build and Grow the Team

• Recruit, mentor, and develop a high-performing team of senior product managers who own critical pieces of the banking experience
• Build a product culture that embraces AI as a core capability, not a feature. Where teams use AI to move faster, think more clearly about complex problems, and ship products that learn and improve over time
• Establish frameworks and rituals that help the team make better decisions faster, especially when the path forward isn't obvious. Use AI tools to accelerate discovery, validate assumptions, and iterate on solutions
• Create an environment where experimentation with AI-powered capabilities is expected, where teams are comfortable with a