Consumer Lending Senior Lead AML/BSA Specialist

About this role:

Wells Fargo is seeking a Consumer Lending Senior Lead AML/BSA Specialist (CL) Financial Crimes team. Learn more about the career areas and business divisions at www.wellsfargo.com.

Responsible for financial crimes risk coverage across CL to identify, assess, manage and mitigate current and emerging risk exposures associated with their activities and operations. The group is responsible for complex business-specific Bank Secrecy Act (BSA), Anti-Money Laundering (AML) and Office of Foreign Assets Control (OFAC), programs. This position is within the CL Financial Crimes (FC) Governance team and supports the CL product risk activities related to Financial Crimes requirements in CL.

Works with CL FC Program Execution, Product Risk, and Financial Crimes Risk Management (FCRM) partners on moderate to high risk and complex financial crimes programs. Provides a high level of risk management, discretion with sensitive material, and ownership of the CL FC Product Risk program. Collaborates internally with frontline Financial Crimes, Independent Risk Management (IRM), and Control partners.  Position may lead project/virtual teams and may mentor but does not manage other team members.
 

In this role, you will:

• Provide expertise and guidance for all Financial Crimes Product Risk related activities in CL.

• Act as primary point of contact for CL Financial Crimes (FC) related to product risk, including coordination with CL FC consultants, Control Program teams, and FCRM partners.

• Responsible for the BSA/AML and reviews of products in FCRM’s Product Inherent Risk Assessment Tool.

• Conduct and coordinate reviews of Risk Assessment of New Business Initiatives, Product Change Assessments, and Product Performance Monitoring.

• Escalate potential obstacles for completing the CL FC functions related to product risk assessment routines.

• Maintain and foster strong relationships with line of business teams, Control and Independent Risk Management (IRM) partners, Legal and other business units to facilitate discussions and resolve issues. Maintain transparency and coordination with IRM partners.

• Works independently, leads projects and mentors but does not manage other employees.

• Consults with the business on moderate to high-risk financial crimes related projects for end-to-end processes that span multiple CSBB functions.

• Assists with aggregating information and communicating for CL Financial Crimes.

Required Qualifications:

• 7+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following:  work experience, training, military experience, education

Desired Qualifications:

• Experience in leading high priority financial crimes initiatives while collaborating and influencing key stakeholders

• Experience influencing in a matrixed organization with different levels of leadership to provide consultation in risk and regulations

• Experience communicating and coordinating with senior management, IRM partners, and Front-Line Control Executive teams as necessary

• Strong understanding of governance processes related to financial crimes requirements

• Applicable Financial Crimes and risk related industry certifications, such as Certified Anti-Money Laundering Specialist (CAMS), Certified Regulatory Compliance Manager (CRCM), Certified Fraud Examiner (CFE), etc.

• Strong analytical, critical thinking and problem-solving skills, coupled with an ability to translate ambiguous ideas/issues into well-defined plans/solutions with a record of accomplishment for delivering results

• Excellent verbal, written, and interpersonal communication skills

• Ability to take initiative, work effectively and independently in a fast-paced changing environment.

• Advanced Microsoft Office skills

• Ability to develop partnerships and collaborate with other business and functional areas

Job Expectations:

• Ability to travel up to 10% of the time

• This position is not eligible for Visa sponsorship

• This position offers a hybrid work schedule

Posting Locations:

• 401 S Tryon St - Charlotte, NC

• 1525 W WT Harris Blvd, - Charlotte, NC

• 550 S 4th St - Minneapolis, MN

• 2700 S Price Rd - Chandler, AZ 

• 11601 N Black Canyon Hwy - Phoen