Loan Funder/Post-Closer

Job DetailsJob Location: TX - Parmer HQ - Austin, TX 72727Position Type: Full TimeEducation Level: High SchoolSalary Range: $20.67 - $23.08 HourlyJob Category: Real Estate Lending - OperationsLife at Amplify

As a growing, tech-focused credit union, Amplify Credit Union delivers value to our members through our products and impact to our community through our profits. That unique intersection is one reason we’ve been named a Top Workplace by the Austin American-Statesman seven years in a row. We’re also proud to say that we’re the only full-service financial institution that doesn’t have deposit fees of any kind. We’re looking for teammates who are inspired by our mission and ready to grow their careers. As they do, our employees can expect Amplify to uphold our commitments to culture, community, inclusion, and more.

RESPONSIBILITIES include the following. Other duties as assigned.

Delivers prescribed list of executed closing documents to servicing department within 24 hours of funding
Manages personal pipeline of assigned loans to ensure loan is progressing in necessary manner in order to disburse as scheduled and within prescribed service level agreements.
Ensures all prior-to-funding underwriting conditions are met with accuracy prior to authorizing disbursement
Prepares wire requests for mortgage loan funding
Manages pipeline of funded loans to ensure original closed loan packages are received within required deadline from the title agencies and/or Notary Public
Reviews documents and data entered into Loan Operating System for data integrity and uniformity
Prepares Post Consummation Closing Disclosure and delivers to the member(s) in accordance with program guidelines, Underwriting conditions, and TRID requirements
Audits executed loan packages for loans targeted to the Secondary market and received from title to confirm they meet ACU policies and procedures as well as Agency requirements (when applicable)
Assists with rectifying any deficiencies needed to complete sale of loans and necessary to receive loan guaranty with government entities
Retrieves missing or corrected documents from various internal Loan Origination or Operations employees, settlement agents, or insurance companies to resolve the outstanding deficiencies
Audits government binder documents according to HUD/VA agency guidelines Remits premiums to FHA and VA within time limits to avoid late fees being assessed
Scans closed loan packages and trailing documents into the loan origination system in a neat, orderly fashion
Manages final documents report and at appropriate intervals, requests outstanding trailing documents (i.e., recorded deeds, Title Policies, etc.) from title agencies
Achieves minimal turn times in delivery of trailing documents to secondary market investors Facilitates recording of documents related to Home Equity loans
Sends monthly production report and loan selections to Quality Control Vendor
Collects and archives all critical documentation prepared or required for an accurate representation of the complete loan file and delivers to the Records Department
Logs in/out Original Notes to applicable Collateral Management record keeping and places the original note into the appropriate fireproof cabinet upon receipt; compiles closed loan forms specific to targeted investor and facilitates the shipping of required documents to investor
Disburses revolving account payoffs, taxes, and insurance premium payments when applicable for Home Equity loans
Provides notary services for completion of real estate mortgage loan documents Completes required monthly training courses as assigned
Stays abreast of internal lending policies, practices, guidelines, lending systems, and products
Upholds credit union policies and procedures and champions organizational culture both internally and externally
QualificationsEducation and/or Experience

High school diploma or GED. Bachelor’s degree in business or related field preferred. Minimum of 3 years of recent mortgage lending experience is required. Experience in funding and post- closing is preferred. Proficiency in reviewing Automated Underwriting Systems Findings is required.

Certificates, Licenses, Registration

Must be bondable. Active Notary in the state of Texas preferred. If Notary is not active, applicant must be willing to apply for Notary within 60 days of employment.

Software and Equipment Requirements

To perform this job successfully, an individual should have knowledge and be efficient with the use of a personal computer, Microsoft Office Outlook, Microsoft Word and Excel, and Adobe Acrobat. 10-key calculator, copy machine, fax, scanner, and telephone.

Prior experience with the following applications preferred but not necessary: FSP and Encompass360 Bankers Edition.

Must have reliable internet access of 50MBPS which is the minimum speed required to connect to several of our systems and platforms.

Other Qualifications

Must be willing to w