Underwriter I, II, III, Senior, or Lead

Underwriter I, II, III, Senior or Lead

Work from Home within Oregon, Washington, Idaho or Utah 

Build a career with purpose. Join our Cause to create a person-focused and economically sustainable health care system.  

Who We Are Looking For: 

Every day, Cambia’s dedicated team of Underwriters is living our mission to make health care easier and lives better. As a member of the Underwriting team, our Underwriters evaluates each assigned group’s risk and attaches the appropriate rate– all in service of creating an economically sustainable health care system].  

Do you have a passion for serving others and learning new things? Do you thrive as part of a collaborative, caring team? Then this role may be the perfect fit. 

What You Bring to Cambia: 

Qualifications:  

The Underwriter I would have a Bachelor’s degree in business, math, statistics or related discipline or an equivalent combination of education and experience. 

The Underwriter II would have a Bachelor’s degree in business, math, statistics or related discipline and a minimum of 2 years related experience or an equivalent combination of education and experience.

The Underwriter III would have a Bachelor’s degree in business, math, statistics or related discipline and a minimum of 4 years related experience or an equivalent combination of education and experience.

The Underwriter Senior would have a Bachelor’s degree in business, math, statistics or related discipline and a minimum of 6 years related experience or an equivalent combination of education and experience.

The Underwriter Lead would have a Bachelor’s degree in business, math, statistics or related discipline and a minimum of 8 years related experience or an equivalent combination of education and experience.

Skills and Attributes: 

• Demonstrated analytical and problem solving skills.

• Business sense including:  finance, accounting, economics, and risk management principles.

• Effective verbal and written communications.

• Ability to build and maintain positive internal and external customer interactions.

• Ability to prioritize tasks and meet deadlines.

• Demonstrated technology proficiency, including Excel, Word, and applicable software applications.

Additional Requirements for Underwriter II:

• Demonstrated success with managing competing priorities and workload.

Additional Requirements for Underwriter III:

• Demonstrated proficiency working with complex computer software systems and automation.

• Ability to effectively explain complex mathematical and abstract concepts to a variety of stakeholders, including those with less familiarity and/or understanding.

Additional Requirements for Underwriter Senior:

• Proven understanding of business, including:  finance, accounting, economics, and risk management.

• Demonstrated attainment of a high level of independent, consistent performance.

• Ability to organize, plan, prioritize and complete complex assignments with little or no supervision.

• Demonstrated ability to read the marketplace and competitive environment.

Additional Requirements for Underwriter Lead:

• Highly developed business acumen, finance, accounting, economics, and risk management.

• Demonstrated project management skills of wide-scale.

• Demonstrated success in oversight of work programs and providing effective guidance on process and practice.

What You Will Do at Cambia:  

• Approves renewal changes after verifying rates and product selection.

• Audits both new and renewing groups as necessary.

• Determines rates for alternative benefit variations.

• Ensures that group participation requirements are met.

• Prepare rate filings.

• Follows underwriting guidelines, policies, procedures and formulas in developing rates for new and renewal groups.

• Gathers the appropriate data used to determine the status of account refunds.

• Maintains spreadsheet information on group renewal history.

• Prepares memos and other correspondence to communicate changes in rates or benefits which have been approved by underwriting management.