Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Key Insights and Responsibilities

As a Commercial Card Product Manager, you will play an integral role in shaping the strategic direction and execution of payment systems within our organization, driving innovation, efficiency, and profitability. This position requires a blend of analytical and strategic expertise within financial services, technology, and business operations. You will be responsible for defining and driving strategy and product development with measurable P&L impact.

The Product Manager will implement and manage payment solutions that enhance customer experience and align with MUFG’s financial goals. Key responsibilities include analyzing payment trends, optimizing platforms, and ensuring compliance with regulatory frameworks.

The Product Manager will work with Sr. Product Managers and the Head of Commercial Card Product to develop and support the product roadmap.

Core Responsibilities

• Recommend solutions for improving payment reliability, speed, and security.
• Oversee the implementation and optimization of payment platforms, gateways, and methods.
• Collaborate with cross-functional teams to integrate payment strategies into broader business plans.
• Monitor payment-related financial metrics, including transaction volumes, costs, and revenue generation.
• Identify risks associated with payment systems and develop mitigation strategies.
• Ensure compliance requirements are met.
• Work closely with product teams to ensure payment features align with user needs.
• Partner with marketing to promote new payment options and educate customers.
• Collaborate with IT teams for technical support and updates on payment platforms.
• Oversee contract negotiations.
• Build out project plans, including business requirements, project planning, and managing expected ROIs.
• Oversee vendor invoicing and validation of contracts.
• Works with front-line and customer advocacy staff to ensure that feedback about the product experience is obtained, analyzed, and utilized to drive product changes and enhancements.
• Assists with routine vendor management and risk management tasks.
• Helps coordinate internal communications, marketing activities and schedules.

Qualifications and Skills

Education

• Bachelor’s degree in Business Administration, Finance, Economics, or a related field preferred.

Professional Experience

• Minimum of 6 years of experience in payments, financial services, or strategic roles.
• Prior Commercial Card experience is highly preferred.
• Prior exposure to eCommerce and fintech environments is highly desirable.

Key Competencies

• Strong analytical skills to interpret data and trends.
• Excellent project management and organizational abilities.
• Effective communication and presentation skills to convey complex ideas.
• Proficiency in payment technologies and platforms.
• Thorough understanding of global payment regulations and compliance standards.

Opportunities

• Driving growth through the adoption of cutting-edge payment technologies.
• Enhancing customer retention by providing seamless payment experiences.
• Positioning the company as a leader in the Commercial Card industry.

The typical base pay range for this role is between $184K - $215K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, reti