Technology Credit Solutions, Vice President – Global Corporate Investment Banking

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

This is a hybrid position. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Overall Purpose of Job:

Responsible for evaluating and underwriting loans and other credit exposures to Growth and Middle Market Technology companies. Vice President will be a corporate finance professional, supporting Growth & Middle Market Credit Solutions transaction, origination, and credit analysis efforts. This includes origination, loan structuring, navigating the credit approval process, and managing the credit exposure within portfolios. A technical expert known internally and externally as a reliable, knowledgeable resource.

Responsibilities:  

• Take responsibility for ensuring delivery of high-quality output from the team – credit applications, financial modelling, analysis, and structuring
• Own deal execution process from start to finish – leads due diligence with Technology clients and prospects, conversations with credit approvers, structuring, underwriting, negotiation of legal documents, and leveraging the broader team as necessary
• Assume accountability for delivery and execution for defined portfolio – overseeing portfolio management activity
• Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks; and company historical operating performance, projected operating performance and capital structure
• Provide support for the syndication strategy, including lender presentations and liaison with participant lenders, and participate in client and bank meetings as necessary
• Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues utilizing internal and external sources
• Oversight of facility closing procedures including both operations and documentation
• Proactively identify potential debt opportunities through research and analytics, partnering with Relationship Management Team
• Coach and oversee junior talent and review work as necessary 

Policy and Transaction Responsibilities:

• Support the communication with the credit approval division including final hold level strategies to ensure alignment of risk strategy and policy
• Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group level
• Ensure compliance with policy and regulatory requirements

Requirements

• A Bachelor's degree is required, a Master's degree is a plus (MBA)
• 5+ years of work experience in financial institutions or equivalent credit risk related function analyzing corporate borrowers
• Team player who will roll up their sleeves to deliver seamless execution
• In-depth knowledge of all elements of credit and risk principles
• Demonstrated capability to independently handle complex transactions, sensitive borrowers
• Knowledge of accounting and corporate finance
• Strong written, verbal, and interpersonal skills
• Strong time management and organizational skills
• Attention to detail
• Strong financial modeling skills required
• Good computer skills in Microsoft Word, Power Point, and Excel
• Able to work independently and under pressure

The typical base pay range for this role is between $140-180K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehens