Small Business Lending Administrator II - SBL

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community?  Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York.  Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do.  At Provident Bank, we are committed to enhancing our customer and employees’ experience. 

 

POSITION SUMMARY:

This position performs a variety of tasks within the Small Business Lending (SBL) Department.  This role requires additional responsibilities to SBLA I in assisting SBL Manager with training and development of SBLA I and their tasks.  In addition, this role requires additional reporting, testing and other project initiatives as part of SBL’s technological development process (HMDA, CRA, DocuSign, RR reviews, etc.).

 

The incumbent maybe required to verify insurance requirements, manage files, work with the Loan Origination System (Baker Hill), FIS and FCM/Vision Content.  Orders searches & reports, creates working files for new deals and works with the SBL Lenders on closing loan requirements. 

This position offers flexibility to be based out of any of our New Jersey office locations.

KEY RESPONSIBILITIES:

·         Back up other SBLA’s when necessary 

·         Works with Loan Closing group to manage the new and renewal loan closing process and how packages are to be submitted for loan doc prep.

o   Assist in coordinating closings with branches and loan closing group.

o   Prepare loan documentation requests along with uploading & indexing attachments in FCM for submission to loan closing group.

o   Approvals       

o   Verify insurance is current on all existing deals

o   Review approval for Pre-Closing requirements 

·         Review loan closing documents for accuracy, advise loan closing group of corrections when necessary and coordinate closing instructions with loan closing group.

·         Reviewing reports and ordering documents/reports related to the loans including but not limited to:

o   HMDA / CRA & other Compliance or other Audit requested reports

o   New Money/ Fee Report

o   Loan Portfolio risk rating reviews

o   Draw period expiration reports for expiring draw periods on SBLOC/ATOLOC

o   Arranges required follow-up with other SBLA’s for any exceptions or portfolio tracking

·         Reviews appropriate Bank & Baker Hill systems to identify any discrepancies between them (i.e. - codes, groups, tracking items, document exceptions, etc.) and works to correct, as part of post-closing and portfolio monitoring process.

·         Assists with SBL and Bank’s Digital strategy in set-up, testing and implementation of existing and new platforms and in the development of procedures and training.

·         Assist with managing approval of Invoices for A/P.

·         Compliance Trackers – Application, review ticklers, Complete Verafin.

MINIMUM QUALIFICATIONS:

·         High School diploma

·         Minimum 4 years’ experience commensurate with job function 

·         Knowledge of lending products, retail banking and bank policies.

·         Excellent interpersonal verbal communication skills.

·  ��      Attention to detail.

·         Ability to define problems, collect data, establish facts and draw valid conclusions.

·         Ability to prioritize multiple projects and complete them on time.

·         Ability to interpret a variety of instructions, communicate them to others and establish controls to evaluate that these instructions are followed.

·         Ability to work with a wide variety of personalities in a courteous and efficient manner.

·         Proper understanding of lending concepts, principles and procedures.

 

PREFERRED QUALIFICIATIONS:

·         Associ