AVP Commercial Portfolio Manager

Job DetailsJob Location: Boulder - Boulder, CO 80302Salary Range: $90,000.00 - $115,000.00 Salary/yearDo you desire a career that provides you with opportunities to learn, grow, and impact your community? Flatirons Bank is seeking candidates from all backgrounds to join our team. 

We are looking for driven, reliable, hardworking candidates who want to make a difference in their community and work for a company where their opinion counts. We want our employees to be proactive, resourceful, communicative, efficient, and to provide key input into the future success of our team. If your goal is to build a career with impact and influence, consider joining the dedicated team at Flatirons Bank.

WHO WE ARE

Flatirons Bank is a full-service independent bank dedicated to serving the financial needs of individuals, businesses, and nonprofits in Boulder County. With locations in Boulder and Longmont, we provide personalized banking experience, making all our decisions locally. Since our inception over two decades ago, our goal has been to bring more to banking in Boulder County. We take pride in developing personal relationships with our clients while maintaining the highest level of professional service. Our suite of services includes Personal and Business Banking services, Professional Services Banking, Treasury Management, Mortgage Lending, and Commercial Real Estate Lending solutions. 

Flatirons Bank not only provides personalized and innovative banking solutions for our clients, but our employees also personally contribute to making a difference in the Boulder County community through a variety of nonprofit organizations. Flatirons Bank’s headquarters location in Boulder was the first in the county to achieve LEED Gold certification upon its opening in 2009. The Bank actively works towards being a community leader that balances purpose with profit by considering the impact of its decisions on its stakeholders: employees, clients, vendors, community, and the environment. By working at Flatirons Bank, you are helping your neighbors and local businesses thrive.

            Website                      www.flatirons.bank                               Contact            careers@flatirons.bank

ROLE AND RESPONSIBILITIES

The AVP, Commercial Portfolio Manager (“PM”) serves as a primary credit partner to Relationship Managers and plays a key role in the execution and ongoing management of the Bank’s commercial lending relationships. This role is responsible for leading the underwriting, structuring, and portfolio management of commercial credit opportunities, from initial evaluation through approval and ongoing monitoring. The Portfolio Manager works closely with Relationship Managers to deliver responsive, well-structured credit solutions while maintaining strong asset quality and alignment with the Bank’s risk appetite. This position requires a balance of strong analytical capability, sound credit judgment, and the ability to communicate effectively with both internal stakeholders and clients.

Credit Underwriting & Deal Execution

Lead the underwriting and structuring of commercial credit opportunities, including evaluation of borrower strength, guarantor support, collateral position, repayment sources, and key risks 
Take ownership of assigned credit opportunities, driving the process from initial structuring through approval, closing support, and ongoing monitoring 
Along with Credit Analysts, prepare clear, well-structured credit approval packages, including identification of risks, mitigants, policy exceptions, recommended structure, and risk rating 
Partner with Relationship Managers and senior credit leadership to develop appropriate loan structures, terms, and covenants 
Apply advanced financial analysis, including trend analysis, ratio analysis, global cash flow analysis, and industry considerations 
Present credit requests at Loan Committee and respond to questions as appropriate

Portfolio Management & Risk Oversight

Maintain accountability for the performance and quality of assigned loan portfolios 
Monitor financial reporting, covenant compliance, collateral position, and overall credit risk 
Identify early warning signs of deteriorating credit quality and recommend appropriate action 
Coordinate and complete annual reviews, renewals, and other credit actions in a timely manner 
Ensure accuracy of risk ratings and adherence to loan policy and approved structure 
Partner with Relationship Managers and credit leadership on restructuring, extensions, or workout strategies when needed

Relationship Partnership & Client Support

Serve as a key credit partner to Relationship Managers in managing both new and existing client relationships 
Collaborate with Relationship Managers and clients on appropriate loan structure and credit solutions 
Participate in meetings with current and prospective clients, as appropriate, to support deal structuring and due diligence 
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