Impact Finance Affordable Housing - Financial Modeling Analyst

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

U.S. Bancorp Impact Finance is seeking an experienced finance professional to join our growing Affordable Housing team as a real estate Financial Modeling Analyst.  The analyst will be responsible for conducting financial modeling and analysis of Low-Income Housing Tax Credit (LIHTC) equity investments and debt transactions.

The analyst will work directly with Business Development Officers, underwriting Project Managers, and Asset Managers throughout all deal phases to ensure deals balance profitability and risk targets.  The analyst will also ensure deals are structured correctly to meet investment program requirements.  The individual will be responsive to a range of internal and external stakeholders through clear and timely communication of financial concepts.

Essential Functions

• Performs and supports deal level financial and profitability modeling including; deal input, IRR analysis, deal structuring, issue resolution, model customization for unique deal structures, and financial quality control.
• Serve as a critical deal team member during the origination, underwriting, closing, and asset management process.
  • Provide ongoing technical support, training and issue resolution, along with an ability to explain and troubleshoot complex formulas and dependent.
  • Provide highly responsive financial support to internal relationship managers, underwriters, and asset manager stakeholders to meet deal timelines and exceed customer expectations. 
• Collaborate with external customers, accountants, and legal counsel to effectively structure, develop, and manage deal closing projections.
• Collaborate cross-functionally to connect financial information with Impact Finance syndication investment funds through timely communication, technology innovation and financial process improvement.  
• Effectively communicate and synthesize inputs, outputs, and key assumptions within a financial model to various financial and non-financial stakeholders. 
• Efficiently prioritize and complete a multitude of complex analysis and modeling projects, often on short timelines.

Basic Qualifications  
- Bachelor's degree and six or more years of related experience 
OR 
- MBA/JD with three or more years of directly related experience

Preferred Skills/Experience

• Knowledge of Microsoft Excel including complex formulas, decision scenarios and if/then data dependencies
• Knowledge of building and running real estate finance models to maximize profitability and balance risk
• Exposure to Affordable Housing industry, LIHTC program and deal financial structures
• Knowledge of project finance processes: origination, yield management, underwriting, and closing
• Excellent verbal and written communication skills with experience explaining financial concepts to a wide range of stakeholders and customers
• Detailed understanding of deal profitability metrics, IRR, Shareholder Value Analysis and financial drivers
• Bachelor's degree in Finance, Accounting, Mathematics, Business Administration, or equivalent work experience
• Five or more years of related experience in real estate finance, financial analysis or accounting
• Demonstrated interest in promoting diversity in the workplace and a commitment to maximizing equitable access to affordable housing

U.S. Bancorp Community Development Corporation is now operating as U.S. Bancorp Impact Finance.  All job postings under U.S. Bancorp Impact Finance reside within the USBCDC organization.  

Location
The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards c