Personal Lines Underwriter

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.

We think of ourselves as a team, so we have teammates - not employees. We strive to attract people who are competitive, driven, and disciplined.

J.E. Brown & Associates is seeking a Personal Lines underwriter to work with our Walnut Creek CA office. This is a remote from home opportunity.

This individual is responsible for quoting, binding and servicing complex property submissions with a non-admitted carrier.  Product Specialists also assist customers in determining risk placement amongst a wide variety of admitted and non-admitted products offered by our agency. 

The pay rate for this role is between $30.00 and $35. 00 per hour.

WHO YOU ARE:

This individual is responsible for quoting, binding and servicing submissions with a non-admitted carrier. Underwriters also assist customers in determining risk placement amongst a wide variety of admitted and non-admitted products offered by our agency.

WHAT YOU WILL DO:

• Underwrite and service new and renewal business through the following primary responsibilities:

• Use critical thinking, understanding of the market and underwriting best practices to determine individual risk acceptability, pricing, best coverage, terms and conditions within established authority and carrier guidelines.

• Provide clear communication and documentation of rationale for decisions and options.

• Review inspection reports to confirm eligibility and accuracy of risk presentation; communicate required action and present solutions as needed to maintain profitability and retention.

• Collect proper documentation and forms to maintain customer files accurately and consistently in accordance with department workflows and procedures.

• Collect and review Surplus Lines forms for accuracy and completeness.

• Accurate and timely invoicing of accounts.

• Building and maintaining positive agency and carrier relationships with regular communication.

• Assist customers in determining risk placement amongst a wide variety of admitted and non-admitted markets.

• Assist customers in servicing accounts; respond to inquiries in a timely and professional manner.

• Identify potential errors and omissions exposures and implement procedures which will minimize or eliminate same.

• Train teammates on carrier products and procedures; serve as a resource for internal staff when addressing technical underwriting issues, keep underwriting training materials up to date and communicate changes to team.

• Pursue a program of personal and professional development.

• Other duties as assigned.

WHAT YOU’LL NEED:

• 1-3 years of underwriting experience

• E&S wholesale experience (preferred)

• Current California State Insurance License and appropriate Non-Resident Licenses

• CPCU and/or CIC designations (preferred)

• Working knowledge of MS Office (Word, Excel, & Outlook)

• Working knowledge of carrier websites (preferred)

• Experience with Agency Management Software Systems

• Excellent interpersonal communication skills, verbal and written.

• Highly organized with the ability to work on multiple projects simultaneously with frequent interruptions and changing priorities.

• Excellent prioritization skills - sense of urgency

• Excellent written and oral communication skills

This job description is not meant to be an all-inclusive statement of the duties and responsibilities of the position listed above. Other appropriate duties may be required from time to time. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Target Pay

$35.00 USD Hourly

We are an Equal Opportunity Employer. We take pride in the diversity of our team and seek diversity in our applicants.