Senior Financial Analyst

The Senior Financial Analyst for USCS Lending & Pricing is a critical role supporting the Lending function by providing decision support for Pricing, Pay-over-Time, Plan It, and other customer treatments across products/portfolios. The Senior Financial Analyst will help bridge the gap between Finance, Product, Pricing and Risk teams to perform quality profitability assessments, P&L management, investment decisioning and other ad hoc analytics to unlock financial insights driving incremental lending economics and help ensure business goals remain on-track. Additionally, they will support the business development teams’ pricing decisions on potential new partnerships. This role will report to a Manager within the Lending & Pricing team.

• The ideal candidate will have excellent quantitative and financial reasoning, clear communication, strong organizational skills and curiosity about the lending world.
• Will support month-end reporting workstreams across different products and portfolios
• Will build good relationships with business partners while establishing trust and thought partnership

• 2+ years of relevant finance experience
• Ability to analyze complex data sets and build financial models to support strategic decision‑making
• Strong communication skills
• Strong attention to detail, with the ability to manage multiple priorities while ensuring accuracy and quality
• Advanced knowledge of Microsoft Excel and PowerPoint
• SQL experience preferred, or demonstrated ability and willingness to work with large customer-level dataset
• Bachelor’s degree in finance or relevant field  

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. 

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.