Associate Product Manager - Underwriting Strategy

Are you passionate about being part of a team at a Fortune 100 company with nearly $70 billion in annual sales that delivers extraordinary care to help individuals and businesses prepare for and protect their future? If so, then Nationwide Financial could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

Associate Product Manager – Underwriting Strategy 

The Associate Product Manager, Underwriting Strategy, will play a critical role in shaping and advancing the portfolio-level underwriting strategy for our Pet Insurance products. This role requires a blend of analytical rigor, strategic thinking, and strong cross functional collaboration to drive profitable growth. 

The APM will use data-driven insights to evaluate portfolio performance, identify trends, and uncover opportunities to strengthen pricing, optimize coverage, and refine risk appetite. They will apply foundational underwriting knowledge and strong business acumen to understand economic drivers and evaluate the impact of strategic decisions across the portfolio. 

Success in this role requires exceptional analytical thinking—distilling complex datasets into clear insights—and an ability to communicate those findings effectively across both technical and nontechnical audiences. The APM must be adept at solving complex problems, proposing structured, actionable recommendations, and influencing stakeholders across Product, Underwriting, Actuarial, Claims, and other functions. 

Operating in a dynamic and evolving environment, this individual will demonstrate adaptability and a proactive, strategic mindset, ensuring that decisions are not only rooted in data but also aligned with long-term product and profitability goals. Through strong relationships, effective communication, and balanced judgment, the APM will help translate strategic underwriting goals into operational execution and measurable portfolio outcomes. 

Key focus areas include: 

• Assessing portfolio trends and identifying areas for profitable growth. 

• Applying underwriting acumen and analytical techniques to evaluate performance. 

• Supporting pricing, coverage, and appetite decisions driven by data insights. 

• Partnering with Underwriting and Product to operationalize strategic recommendations. 

• Contributing to a cohesive, scalable underwriting strategy for Pet Insurance. 

This role is ideal for someone who thrives in a data-driven environment, enjoys solving complex business problems, and is motivated by the challenge of building a strong, strategic underwriting foundation for a growing product line. 

Key Responsibilities 

• Analyze product, portfolio, and segment performance to identify trends, risks, and opportunities for profitable growth.  

• Support development and execution of underwriting strategies related to pricing, coverage, rules, and risk appetite.  

• Conduct quantitative analyses using available data sources to assess performance drivers and evaluate proposed business actions.  

• Develop recommendations for rate changes, coverage revisions, underwriting rules, and appetite adjustments.  

• Collaborate closely with Underwriting, Product, Actuarial, Claims, Distribution, and other partners to operationalize strategy and ensure alignment across teams.  

• Monitor competitive landscape, market shifts, and regulatory changes that may impact underwri