Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Field Examiner Senior within PNC's Business Credit organization, you can be based in New Jersey, Maryland, Virginia, and/or Philadelphia, PA and surrounding cities. This is a remote position. Work may be performed from a quiet, confidential space in a home location, approved by PNC. This position may not be available in all geographic locations.

*Responsibilities require time in the field on a regular basis. Over-night travel is required on a regular basis.

Preferred skills include and are not limited to the following:
1. Viable applicants should have a minimum 5+ years of ABL Field Exam experience
2. Familiarity with corporate accounting through coursework and/or job experience
3. Advanced Excel skills

Job Description

• Leads complex Field Examinations on existing borrowers and assists on Field Examinations led by other examiners. Examinations may take place fully onsite at Borrower locations or in a hybrid on-site/remote environment.
• Performs independent analysis on existing Borrower's collateral records and financial reports to determine / assess collateral values that secure loans and to identify and highlight areas of collateral weakness or deterioration.   Evaluates accounting system controls, data integrity, managerial control oversight and borrower’s accounting personnel.  Verifies that collateral is being reported and managed per the terms and conditions stipulated in the Loan Document.
• Prepares the more complex Field Examination reports and supporting workpapers that  highlight germane findings and material variances found, conclusions reached, and related recommendations for improvement if necessary.  Such reports are utilized by Portfolio Management and/or Credit Approval Committee to verify and/or determine the credit worthiness of collateral securing the existing and/or prospective loans and to make informed credit decisions.  Communicates and escalates significant exam findings, concerns, delays, or borrower limitations to lending and credit personnel.  Participates in meetings with the Relationship Manager, deal team (Field Examiners, Appraisers, Underwriters, Business Development Officers, and Credit Policy Manager) and/or existing or prospective Borrower’s representatives (typically the CFO, CEO and/or Controller of the company) to discuss any collateral issues/areas of concern.
• Confirms proper reporting of collateral on the Borrowing Base Certificates.  Ensures that the Borrowing Base is in-compliance and being managed per the terms and conditions stipulated in the Loan Approval. 
• When leading an Examination, manages the due diligence process and directs the daily progress of field work performed by the other Field Examiners assigned to the Examination to ensure all assignments and duties are completed in an accurate and timely manner. Trains junior and new Field Examiners. Evaluates junior / new field examiners progress and reports such to the Recurring Business Regional Field Examination Manager. 

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required