Director, AML/BSA Compliance

<p><strong>Director, AML/BSA Compliance</strong></p> <p><strong>About Current</strong></p> <p>Current is a leading consumer fintech platform transforming financial access for everyday Americans with over six million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster, and empower everyone on our team to have an impact on our business and mission to improve financial outcomes.</p> <p><strong>Position Overview</strong></p> <p>We are looking for a Director of AML/BSA Compliance.&nbsp; This is a senior leadership role responsible for providing guidance and being a hands-on leader that will focus on continuously enhancing and overseeing Current's Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) compliance program. This individual will serve as a subject matter expert and advisor to executive leadership and colleagues, ensuring Current meets all AML/BSA obligations while sustaining the member-first culture that drives our growth.&nbsp; This role will report to the Head of Compliance.</p> <p>In addition, you will be a seasoned, pragmatic, and collaborative leader that is able to effectively interact and build relationships across business lines and functions; able to understand and support business and strategic growth priorities while advancing the AML/BSA program in compliance to all applicable regulatory requirements.&nbsp;</p> <p><strong>Key Responsibilities</strong></p> <ul> <li>Oversee and continuously drive enhancements to Current's AML/BSA compliance program, including policies, procedures, and internal controls across all product lines</li> <li>Lead, mentor, and develop a team of AML/BSA subject matter experts. Be a pragmatic and approachable leader that creates a culture of continuous learning and accountability.&nbsp;</li> <li>Develop, maintain and perform AML/BSA risk assessments, evaluate existing and pending regulations, and provide regulatory guidance on new product development</li> <li>Advise on product and technology development in response to changing regulations, identify and develop monitoring and testing routines</li> <li>Effectively partner with Business Line, Data, Engineering, and Functional colleagues across Current to support business strategies, while ensuring Current’s compliance to AML/BSA regulatory requirements</li> <li>Oversee first and second line transaction monitoring systems, alert dispositioning processes, and case management workflows</li> <li>Provide effective oversight of Current's Know Your Customer (KYC), Customer Due Diligence (CDD) / Enhanced Due Diligen