Lead Risk Analytics Consultant - Collections & Recovery

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity, and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

About this role:

Wells Fargo is seeking a Lead Risk Analytics Consultant to join the Small & Business Banking Credit Risk team to play a critical role in assessing, mitigating, and optimizing loss control and credit risk strategies. Lead and/or performing various complex activities related to portfolio analytics in the loss mitigation area involving assessing, mitigating, and monitoring credit risks, as well as implementing strategies to control losses effectively for the Small & Business Banking business in Consumer Collections and Servicing.

Other duties may include leading and communicating portfolio analytics; monitoring and challenging effectiveness of collection processes; providing guidance to modeling, design of strategy and oversight of implementation; and making recommendations to management based on those trends. Additionally, you may quantitatively support credit risk policy through analysis and impact assessment of policy changes by leveraging tools to collect, transform, analyze, and interpret large amounts of data across multiple data environments to provide predictive and perspective analysis. You may produce performance monitoring and benchmarks to capture performance on mix, delinquency trends, and credit losses.

In this role, you will:

• Lead complex initiatives related to collections & recovery analysis, strategy development including segmentation and prioritization of delinquent accounts to optimize collections effectiveness.
• Partner with Operations and Technology team in strategy implementation, monitoring, and oversight.
• Lead cross-functional teams across IRM and front line to achieve data aggregation, monitoring, and reporting to gain insights in collections & recoveries operations.
• Review complex models, extracting data, manipulating databases to provide statistical and financial modeling in support of collections and recovery operations.
• Manage rollout of programs, develop testing agenda, make decision in complex credit strategies, modeling and risk exposure which require understanding of operations, regulatory guidance, policies, procedures, and compliance requirements.
• Exercise independent judgment while developing expertise in policy governance, risk projects, and regulatory requests.
• Provide oversight on credit risk governance across assigned businesses or functions.
• Collaborate and consult with peers; lead the team to resolve production, project, and business issues, achieve credit risk analysis and modeling objectives.

Required Qualifications:

• 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
• Experience and proficiency with data mining, data manipulation and programming using SAS, SQL, Python, R and Tableau.

Desired Qualifications:

• Knowledge / Subject Matter Expert in Loss Control (Collections & Recovery) strategy design, implementation, monitoring & oversight/challenge
• Ability to research, trend/analyze, compile, and perform complex analysis on critical data, and then summarize and recommend new strategies and solutions based on these results.
• Excellent presentation skills to narrate a story customized to audiences with diverse backgrounds through BI and other mediums backed by strong analytics and data.
• Strong problem solving, analytical and quantitative skills in working with time series and multiple sources of data in various formats and size.
• Dedicated, enthusiastic, performance-orientation, and strong work ethic.
• Excellent verbal, written, and interpersonal communication skills with high attention to detail and accuracy.
• Ability to be flexible and adjust plans quickly to meet changing business needs.
• Knowledge and understanding of databases and data mining techniques.
• Ability to negotiate, influence, and collaborate to build successful relationships.

Job Expectations:

• Ability to work at one of the approved locations in the job posting
• Willingness to comply with our hybrid work mode

Job Posting Locations:

• 401 S Tryon St Charlotte, NC
• 800 S Jordan Creek Pkwy, West Des Moines, IA
• 1150 W Washington St., Tempe, AZ

• 250 E John Carpenter Frwy, IRVING, T