Team Lead, Marine Hull & Liability, NA

Underwriting Team Lead

Join us as a Underwriting Team Lead to make a greater impact through your technical expertise and people skills. This could be the ideal chance to step up into your first Senior level role.

Make your mark in Underwriting
AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

• Underwriting and Operational Excellence
• Execute the agreed strategy, business objectives and target profitability for the U.S. market for the respective Class of Business
• Maintain consistent underwriting best practices and guidelines to ensure rating and pricing adequacy
• Underwrite new and existing business in accordance with underwriting authority
• Negotiate pricing, terms and conditions & deal structures
• Assist in ensuring underwriters with the U.S. team underwrite in accordance with underwriting authority
• Act as the primary referral underwriter for the respective U.S. team when the Head of Class is out, to ensure all relevant risks written are in line with underwriting philosophy and policies
• Technically evaluate risks to help achieve profitable growth to the portfolio
• Review and negotiate manuscript form wordings and coverages
• Maintain and monitor appropriate aggregate exposure by sub-classes, insureds, and geography
• Ensure that the administration of the document management and workflow systems, population of pricing other risk management information, the maintenance of files and records, underwriting and peer review is carried out in accordance to internal procedures
• Ensure that premium entries in the Company’s systems are reviewed and accurately maintained in accordance with applicable procedures
• Ensure that any errors or omissions in the entry of risks onto the risk recording system by the relevant team are corrected
• Demonstrate a consistent understanding of regulatory and compliance processes
• Act in accordance with all regulatory standards and principles at all times
• Assist in identifying trends in the portfolio, communicating & implementing appropriate measures in order to protect the portfolio from adverse exposures
• Influence decisions by use of analytics and underwriting experience to differentiate Talbot
• Management of a book of business including broker plans, target account lists, pipelines, and action plans for poor performing accounts
• Participate in special underwriting projects as needed
• Provide information and assistance as needed to ensure that other staff can carry out their responsibilities
• Make every reasonable effort to increase own knowledge, skills and expertise
• Focus on Underwriting Profit and Execution
• Ensure effective execution of underwriting standards
• Focus on underwriting profitable business that will achieve financial targets
• Distribution / Production
• Participate in (and lead) broker engagement plans, ultimately driving submission flow that specifically fits our desired appetite
• Execute business development and marketing strategies to generate new, and continuously develop existing, business relationships
• Communicate risk appetite and value proposition to brokers
• Provide superior customer service to brokers and clients
• Help to develop products and services to producers
• Collaborate with distribution partners to be visible on a weekly basis
• Collaboration
• Establish strong relationships with leadership and underwriting across the organization
• Collaborate to deliver the appropriate underwriting authority in the U.S.
• Team Culture and Market Reputation
• Promote collaboration, diversity and inclusion within the team
• Ability to interact and find success in navigating various cultures and situational challenges
• Participate in industry functions and events to further build the Talbot brand identity and marketplace presence

What you’ll need to succeed

• 8+ Years of Experience and Industry Relevance
• Experienced insurance underwriting experience in (or relevant to) the respective Line of Business
• Sufficient experience in the insurance industry, with commercial knowledge of P&C lines of business, including product features, forms, regulatory environments and risks
• Professional Insurance qualificati