QC Senior Auditor (Pulte Mortgage)

Providing lending services to help our customers achieve their dream of homeownership.

At Pulte Mortgage, we’re more than a lender—we’re a team driven by purpose. Since 1972, we’ve helped over 700,000 families finance their dream homes through innovative lending solutions and a commitment to doing the right thing. As a wholly owned subsidiary of PulteGroup, we offer a people-first culture rooted in collaboration, integrity, and daily positivity. Join us in Denver, CO, and be part of a company recognized by Fortune and Great Place to Work for building meaningful careers, supporting community impact, and creating a workplace where you can thrive.

Apply now and discover a career where your contributions are valued, your growth is supported, and your work makes a lasting impact.

This position is located in Denver, CO.

This position is hybrid requiring 2 days per month in office, except during training the first 1-2 weeks when it will be fully in office M-F.

JOB SUMMARY

The primary responsibility of the Senior Auditor will be conducting quality control audits to assure adherence to company, investor, agency, and federal underwriting guidelines. Assess the soundness of previous decisions and prepare report of findings in a thorough and timely manner. To keep current on underwriting issues, internal procedures, and compliance requirements. This role will also work as a liaison with operations, investors, agencies and MI companies for coordination of outstanding issues and responses. Support co-workers who need assistance with audits.

PRIMARY RESPONSIBILITIES

• Conduct monthly audits on a sample of files to determine compliance with company, investor, agency underwriting guidelines and federal requirements per the Quality Control Plan.

• Maintain audit findings in audit software for management reports and retention requirements.

• Recognize discrepancies noted during the audits, referencing trends, risk ratings and individuals who are responsible and provide input for decision-making to identify the root cause of opportunities identified within the audit.

• Review responses received regarding identified discrepancies and determine the validity of those responses.

• Perform special audits, in accordance with procedures, as assigned

• Review all property related underwriting documentation including appraisals, field appraisals, field reviews, PDR’s, Title Commitments, etc. for compliance with agency and/or investor guidelines.

• Determine, establish, and review documentation for re-verification of income, employment, asset, and occupancy.

REQUIRED EDUCATION

Minimum High School diploma or equivalent.

REQUIRED EXPERIENCE

• Minimum of 5 years recent previous mortgage experience in a Quality Control or Underwriting role.

• Strong working knowledge of Underwriting guidelines including FNMA, FHLMC, FHA and VA.

• Familiarity with the mortgage industry regulatory environment and a working knowledge and understanding of ECOA, TILA/RESPA and HMDA requirements.

• Experience underwriting complex self-employment, property appraisals and title commitments.

• Excellent written and verbal communication skills to convey information properly to others.

• Must have FHA Direct Endorsement

• A combination of a DE and SAR is preferred.

• Proficient in MS Word and Excel.

Salary Range: $43.00 to $46.00 hourly depending upon experience.

This position is also eligible for an annual bonus based on the successful completion of defined performance objectives.

In addition to up to 9 paid company holidays per year, employees are eligible for up to 6 days of sick pay. Moreover, eligible employees with less than 10 years of service can accrue up to 17 PTO days per year (and up to 22 PTO days per year upon 10 or more years of service).Employees are eligible to participate in the Company’s 401(k) Plan. Employees (and their eligible dependents) are eligible for medical, dental, and vision insurance coverage. Employees are covered by company-paid disability, basic life insurance and parental leave. Voluntary insurance coverage options, including critical illness, accident, and hospital indemnity, are also available. In addition, the Company offers an Employee Assistance Program and tuition reimbursement (as applicable). Employees may also be eligible for state required benefits such as paid family and medical leave insurance and/or paid sick time as applicable.

#LI-KC1

#LI-HYBRID

PulteGroup, Inc. and its affiliates do not accept unsolicited resumes from individ