Underwriting Consultant – Stop Loss – Remote

Symetra has an exciting opportunity to join our team as an Underwriting Consultant – Stop Loss!

About the role

In this role, you will assess risk on new and existing employer groups and develop appropriate pricing strategies. You’ll be accountable for achieving profitability, persistency, and growth goals by analyzing claims data, medical information, and plan design while collaborating closely with Sales, Brokers, and internal partners.

This role is well-suited for an experienced stop-loss underwriter who enjoys working on complex cases, influencing outcomes, and serving as a trusted subject-matter expert.

What You’ll Do

• Evaluate risk within assigned authority levels by analyzing claims experience, shock losses, aggregate performance, and medical information.
• Determine appropriate pricing using multiple tools and methodologies, including the development and application of aggregate factors.
• Underwrite complex new business and renewal cases, exercising sound judgment within (and occasionally outside) established guidelines.
• Communicate and negotiate case pricing with Sales, Brokers, and producers to support balanced decisions aligned with profitability and growth goals.
• Manage an assigned block of business and remain accountable for key performance metrics, including rate adequacy, close ratios, renewal persistency, and service standards.
• Serve as a subject matter expert, providing guidance on complex or high visibility cases and supporting peers through mentoring and training.
• Partner with underwriting leadership on exceptions, customer concerns, and special projects; provide back up support for underwriting leadership as needed.
• Contribute to underwriting strategy by providing competitive insights and participating in cross training initiatives, RFP responses, and process improvement efforts.
• Represent Underwriting internally and externally, including travel with Field Representatives and participation in industry or company events when appropriate.

Why Work at Symetra

Here’s what some of our employees have to say about why they work at Symetra:

"Join. It's that simple. You won't find a better company that can draw out your potential in ways you didn't know you had." - Andrew H., Associate Underwriter

 

“Symetra is truly a great place to work. The positive work climate, strong sense of team, and the resources available make it feel like one cohesive family. What stands out most to me is the company’s deep commitment to diversity, equity, and inclusion—it’s not just a statement, it’s an active and ongoing priority that’s felt throughout the organization.” -Charlotte G., Sr. Underwriter - Consultant Stop Loss

What we offer you

Benefits and Perks

We don’t take a “one-size-fits-all” approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.

• Flexible full-time or hybrid telecommuting arrangements
• Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
• Paid time away including vacation and sick time, flex days and ten paid holidays
• Give back to your community and double your impact through our company matching
• Want more details? Check out our Symetra Benefits Overview

Compensation

Salary Range: $96,700 - $161,200 plus eligibility for annual bonus program  

Qualifications

Who You Are

• High school diploma or equivalent required; bachelor’s degree or equivalent experience preferred.
• 8+ years of stop loss underwriting experience with strong risk-based pricing expertise.
• Deep understanding of stop loss products, pricing methodologies, and employee benefit plans.
• Professional designations such as HIA, MHP, or CEBS strongly preferred.
• Strong analytical and problem-solving skills with the ability to apply sound judgment.
• High attention to detail, with the ability to manage multiple priorities in a fast-paced e