*Hybrid position within the M&T Footprint*

Overview:

Monitor various Regulations including but not limited to Regulation B, CRA, and HMDA, to ensure M&T Bank is adhering to Regulatory Compliance, Credit Policy and Procedure. Proactively communicate and partner with the Commercial bank lines of business on outstanding items ensuring a resolution plan. Provide assistance in the development and implementation of various operational risk/compliance related initiatives within the business unit.

Primary Responsibilities:

• Proactively monitor and follow up on Reg B application completeness and Decision close to ensure compliance.
• Communicate with Loan teams on outstanding items to understand issues or challenges.
• Lead meetings with Lines of business to discuss loans not within compliance.
• Monitor the completeness and timeliness of NYS CRA Demographic MWOB (Minority Women Owned Business) form
• Partner with Lines of business on outstanding MWOB forms and ensure system data accuracy
• Monitor and fully understand reporting needed to follow up on outstanding items, with  the ability to identify themes and trends
• Develop tracking mechanism for unresolved items
• Interact, lead, and/or support any internal reviews, audits, testing, and/or reviews by First Line (Commercial Risk), Second Line (Compliance Risk Management), and Third Line of Defense (Internal Audit) functions
• Collect and organize credit file documentation for regulatory examinations and external agency evaluations
• Research and assess regulatory requirements impacting the business unit.
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
• Promote an environment that supports diversity and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities:

Maintain M&T internal control standards in the execution of all duties and responsibilities.

Work under general supervision and exercise reasonable judgment in performing duties.

Interact regularly with internal stakeholders.

Supervisory/Managerial Responsibilities:

Not Applicable.

Education and Experience Required:

Bachelor’s degree and a minimum of 2 years' relevant work experience, or in lieu of a degree, a combined minimum of 6 years' higher education and/or work experience, including a minimum of 2 years' relevant work experience

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $60,890.34 - $101,483.90 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Buffalo, New York, United States of America