AML Financial Crime Risk Oversight Specialist - Business Oversight - Retail

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$86,840 - $139,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

FCRMBO – Retail coordinates with other FCRM groups such as Sanctions, Control groups, and various Retail banking business groups. Act as trusted advisor, Identify Business Segment FCRM product, customer, geographic, operational, and strategic risks, mitigants, and control improvements, provide effective challenge, manage remediation of regulatory findings, and perform targeted risk reviews of products/services, customers, and operations.

The Financial Crime Risk Business Oversight Specialist acts as key business oversight lead and provides expert/specialized business guidance and 2nd line challenge and oversight to portfolios, businesses and functions on development, maintenance, and implementation of all aspects of AML/ATF/Sanctions/ABAC compliance programs in line with the Bank's risk appetite and strategic direction.

Depth & Scope:

• Senior specialist with AML/ATF/Sanctions/ABAC expertise, works independently and is accountable for managing a specialized AML/ATF/Sanctions/ABAC function or area
• Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
• Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiative
• Provides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertise
• Provides guidance and support to analysts on matters related to portfolio and speciality
• Expert knowledge of the business and operational functions supported
• Typically a subject matter expert for a key functional AML/ATF/ Sanctions/ABAC area and business requirements
• Contact for business management, external/internal auditors, dealing with non-routine information
• Manages/assists with regulatory reviews including inquiries, audits, and exams
• Deep knowledge and understanding of businesses/technology, and organizational practices/disciplines
• Identifies and leads problem resolution for project/program complex requirements related issues at all levels

Education & Experience:

• Undergraduate degree or equivalent work experience 
• 7+ years experience

Preferred Qualifications: 

• Seeking an experienced professional with technical knowledge of BSA/AML, risks and controls, and experience in the Banking industry
• Experience in performing targeted risk reviews of products/services, customers, and operations
• Excellent leadership, project management and stakeholder communication skills
• Financial crimes industry certifications such as Certified Anti-Money Laundering Specialist (CAMS),  or Certified Financial Crime Specialist (CFCS)

Customer Accountabilities:

• Provides expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businesses
• Proactively advises covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or policy requirements and articulates the impact to their processes and controls
• Contributes to the development and implementation of AML/ATF/Sanctions/ABAC Compliance programs
• Guides and partners with covered TD businesses through the development, implementation, oversight, and management of effective AML/ATF/Sanctions/ABAC Compliance Programs
• Esc