Jobs and Careers

Sr. Associate, Business Risk

United Statesfull_timeVerifiedPosted 19 Sept 2025

💰 $132,099/yr($80,061/yr – $132,099/yr)

About the role

At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.

Summary of the Job:

As a Senior Associate, Partnership Risk, you will play a critical role in supporting the bank’s compliance and risk management efforts. This position will have a specialized focus on Fair Lending. This role works independently and requires a high level of expertise, independence, and cross-functional collaboration.

This position will support general compliance functions and serve as the Fair Lending Subject Matter Expert (SME) within the first line of defense in the bank’s Partnership division, helping business units navigate regulatory requirements and proactively managing compliance-related risks. Your day-to-day work will include consulting with business units on new/revised products and services, interpreting regulations, reviewing and opining on new and modified credit strategies, and providing consultative support to internal stakeholders.

About This Role:

Key Responsibilities

Lead and coordinate compliance-related projects, including:
- Interpreting new regulatory requirements
- Developing and maintaining project plans
- Collaborating with impacted business units and risk partners
- Updating management on project status
- Producing summary documentation
Serve as the Fair Lending SME by:
- Advising lines of business on ECOA/Fair Lending compliance matters
- Reviewing line of business policies, procedures and training from an ECOA/Fair Lending perspective
- Consulting with lines of business on new/revised products, services, marketing criteria, and automated systems to ensure sufficient consideration of and compliance with ECOA/Fair Lending requirements
- Reviewing Fair Lending complaints
- Advising business units on regulatory expectations and risk mitigation strategies
Work proactively with business line contacts and management to ensure effective and efficient compliance risk management solutions are identified and implemented
Maintain current knowledge of banking laws and regulations, including their impact on FNBO operations
Provide consultative services and subject matter expertise to business units across the enterprise
Develop and track training related to ECOA/Fair Lending
Support and complete special projects as assigned
Promote professional behavior and foster positive working relationships across teams

The Ideal Candidate for This Role:

Knowledge, Skills & Abilities

Strong understanding of regulatory risk in the banking industry
Deep technical knowledge of assigned regulations, especially Fair Lending (ECOA)
Proven ability to work cross-functionally and to build and cultivate strong collaborative relationships
Familiarity with GenAI tools to enhance work efficiency

Job Requirements

Minimum 3 years of experience in the banking industry, with a focus on compliance or risk preferred
Familiarity with key banking regulations (such as Reg Z, Reg B, E-Sign, SCRA, MLA)
Effective project management, facilitation, and presentation skills
Strong oral and written communication abilities
Bachelor’s degree preferred or equivalent work experience
Demonstrated proficiency in:
- Independent and sound decision-making
- Relationship management and negotiation
- Internal partner-centric leadership

Compensation:

Compensation range (base pay): $80,061.00-$132,099.00

This role may have a specific starting pay within this range.

Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Work Environment:

Benefits Overview:

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs: