Director of Underwriting

Are you looking for a rewarding career where your leadership drives meaningful impact?

Do you thrive in a collaborative environment where strategic thinking and analytical excellence are valued? Are you passionate about delivering a great customer experience through timely, thoughtful credit decisions? 

Would you like to contribute to the mission of supporting agriculture and rural America?

If you said yes, we invite you to explore an exciting opportunity to join the Southwest Georgia Farm Credit team as Director of Underwriting at our headquarters in our Bainbridge, Georgia. In this role, you'll lead a team of skilled professionals, champion efficient underwriting practices, and ensure our customers receive responsive, high-quality service that supports their financial goals.

Company Profile
Southwest Georgia Farm Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. We are headquartered in Bainbridge, with six offices that service 21 counties in the southwestern-most portion of the state of Georgia. With over $750 million in assets, Southwest Georgia Farm Credit is a cooperative and part of the nationwide Farm Credit System.

Job Description
The Director of Underwriting is responsible for the management and leadership of the Underwriting team, providing input and support to the Chief Credit Officer to establish and implement highly effective and efficient credit underwriting procedures.

The Director of Underwriting provides support to the Underwriting team to establish and implement a highly effective and efficient loan underwriting workflow, ensuring quick turnaround times to deliver exceptional customer experience. The Director of Underwriting promotes open and constructive communications with the Business Development team and other departments; provides input on policy and procedures as they relate to the underwriting function, legal requirements, compliance, and internal control; provides leadership in pipeline management, report monitoring, and staff development for the Underwriting team; and provides capacity as needed to support all areas of Loan Operations and Lending.

Job Qualifications

• Bachelor’s degree in accounting, business, economics, finance, agriculture or other related field or equivalent experience
• Generally, seven or more years of underwriting and/or commercial lending experience is preferred.
• Self-starter, organized, detail-oriented, dynamic, innovative and quality/solution focused
• Knowledge of computer software applications, which may include but are not limited to: Adobe, MS Excel, MS Word, CRM, SharePoint, Citrix applications
• Adaptable and flexible to a changing work environment
• Possess strong problem-solving, written and verbal communication skills
• Willingness to be collaborative and ability to work in a team atmosphere
• Outstanding leadership skills and a strong commitment to customer service
• Overall knowledge and willingness to continually study Southwest Georgia, AgFirst, and FCA policy and procedures manuals. Strong understanding of legal terms, compliance and regulatory issues affecting loan documentation.  
• Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the Association and borrower  
• May require work beyond normally scheduled (8:00 a.m. to 5:00 p.m.) hours with little or no advance notice to meet the Association’s overall mission, goals, and objectives
• Travel to/from other branch offices, Associations, AgFirst, or other facilities as deemed necessary
   

Opportunities for growth

Are you looking for a career that will allow you to grow both professionally and personally? At Southwest Georgia Farm Credit, you have an opportunity to make a difference for agriculture and rural communities while growing your career.

Southwest Georgia Farm Credit’s mission is to support agriculture and rural America. We help our friends, family, and neighbors buy the home of their dreams, hunt on land they can pass down for generations, and finance their crops. While we offer a variety of lending and credit jobs, we’re more than just an agricultural lending company. We have many roles in areas such as information technology and security, marketing, accounting, and other support services.

Our brand and culture

At Southwest Georgia Farm Credit, we pride ourselves on an engaged workforce, and we work hard to ensure our employees feel valued, appreciated and heard. We value each employee’s skills and unique perspe