Software Engineer, Growth

About the role

Chime’s Growth Engineering team is focused on building product experiences that directly move business metrics and help millions of people achieve financial progress. As a Growth Engineer, you’ll work across the stack to build features that drive member growth at Chime. You’ll collaborate closely with product, design, data science, marketing, and analytics to experiment rapidly, drive measurable outcomes, and scale impactful solutions. This role is perfect for engineers who thrive in fast-moving environments, want to help define new products or experiments, and are passionate about helping Chime grow faster and smarter.

The base salary offered for this role and level of experience will begin at $125,640 and up to $218,100. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Build and scale backend services and APIs that support Chime’s growth-focused consumer products
• Collaborate cross-functionally with mobile, product, design, data science, and marketing teams to identify member pain points and opportunities
• Rapidly prototype and launch A/B tests, iterating on ideas that improve activation, conversion, and engagement
• Analyze the performance of features post-launch to inform future iterations and growth strategies
• Apply a metrics-driven mindset to decision-making and prioritize efforts based on member and business impact
• Improve the reliability, scalability, and performance of our systems across the stack
• Contribute to a culture of technical excellence through mentorship, code reviews, and driving best practices

To thrive in this role, you have

• 5+ years of experience building scalable software in production environments
• Proven experience with Ruby on Rails, golang or comparable backend frameworks
• Experience designing APIs and working with transactional databases and caching systems
• Comfort working across the stack and an eagerness to learn new technologies
• A product mindset with a strong bias toward experimentation, iteration, and measuring impact
• Exposure to large-scale architecture patterns and an appreciation for clean, maintainable code
• A collaborative spirit and strong communication skills, with experience working cross-functionally

#LI-SB1 #LI-Hybrid

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. 

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly