Global WB Financial Institutions Senior Financial Crime Compliance Officer

As a Senior Financial Crime Compliance (FCC) Officer specializing in the Global Wholesale Banking Financial Institutions (WB FI) Sector, your main role is to support WB FI Business as well as local FCC teams with managing Financial Crime risks and proactively tackle challenges related to correspondent banking relationships, encompassing banks, payment service providers (PSPs), and virtual asset service providers (VASPs). Your role extends beyond operational delivery, focusing on establishing innovative frameworks and ensuring compliance with evolving global standards. By leveraging your subject matter expertise, you will help ING adopt cutting-edge approaches to countering financial crime risks, while fostering collaboration between local FCC teams and global stakeholders.

This role situates you at the crossroads of compliance innovation and strategy, making you a pivotal driver of ING’s mission to be "compliant by design and desire"; sharing best practices, lessons learned and creating global standards to foster a harmonized way of working with the goal to become the strategic business partner that empowers ING to grow sustainably.  Reporting functionally to the Global FCC FI Lead and hierarchically to the Head Compliance WBNL, you will operate in a dynamic, multidisciplinary setting that thrives on continuous learning and collaboration.

Your key responsibilities

• Policy SME advisory: Develop, refine, and implement global FCC frameworks and policies tailored to correspondent banking, PSP/VASP relationships, and account services (RMAs, Nostro) such as the Global Cease and Desist procedure. Ensure harmonization across ING’s operations.

• Expert Guidance: Provide solicited and unsolicited, nuanced advice to local FCC teams and business units on complex FI cases. Serve as a trusted advisor during KYC calls with other FIs (respondent and correspondent relationships).

• Strategic Oversight:  Conduct deep-dives into FCC topics and assess emerging regulatory trends, including AML/CFT, sanctions, anti-bribery, and tax integrity. Stay ahead of shifts in regulatory and industry standards, technological advancements, and societal expectations to inform FI sector strategies.

• Risk Monitoring & Reporting: Contribute to reporting processes like NFRD, CRU, OCD for risk monitoring and oversight of the FI portfolio with a deep understanding of payment flows, cross-border transactions, and correspondent banking transactions, monitor the FEC risks related to the FI portfolio such as nesting. You are data fluent and you have a high level of understanding of data (such as transaction data, client data) in the context of the FI customer portfolio;

• Stakeholder Engagement & Capacity building: Cultivate sustainable relationships with key stakeholders, from local compliance teams to senior WB FI senior leadership. Navigate challenges with diplomacy to align objectives and drive impactful results. Promote knowledge sharing and best practices to strengthen the FI sector’s understanding of financial crime risks and foster a culture of awareness and resilience.

Your key competencies

As Senior Compliance Officer Financial Crime Compliance (FCC) for Global WB FCC FI, you are an innovative and tech-savvy expert who thrives on tackling emerging threats in financial crime compliance. You embrace RegTech advancements and are committed to embedding solutions that are future-proof.   

• You have in-depth knowledge of financial crime risks in correspondent banking, downstreaming, and evolving areas like cryptocurrency regulation and digital payment infrastructures.

• You have excellent understanding of the FEC risks posed by different PSP business models including challenges related to payment transparency;

• You are an energetic, motivating person who can work in a multidisciplinary setting;

• You work independently, think and act out of the box and take accountability;

• You stay continuously up to date with developments relevant to payments and correspondent banking (regulatory, societal expectations, modus operandi, emerging threats, RegTech, etc.);

• You have a natural persuasiveness/counter vailing power and know when to speak up;

• You can translate complex compliance challenges into actionable insights for diverse audiences, from junior staff to senior leadership.

• You stimulate cross-border interaction and alignment with FCC colleagues from other locations;

• You are an Orange Code ambassador and help others succeed in their goals;

• You have a change-driven mindset and focus on identifying the most effective and efficient processes to get things done, with a focus on continuous improvement.

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