Senior Business Analyst - Risk, Fraud & Disputes

Marqeta is hiring for a Senior Business Analyst to join the Risk, Fraud and Disputes Product Team. As the Senior Business Analyst, you will be responsible for analyzing business processes, identifying areas for improvement, and developing strategies to enhance efficiency and productivity. The ideal candidate will possess strong analytical skills, excellent communication abilities, and a deep understanding of business operations and technical products. You will partner with cross functional teams such as Compliance, Data Science, Engineering, Legal and Operations. You will also be presenting to Marqeta’s customers with your findings and working actively with them to solve their problems.

We work Flexible First. This role can be performed remotely anywhere within the United States or from our headquarters in Oakland, CA. We’d love for you to join us!

The Impact You'll Have

• Work with diverse internal teams and customers to understand payment card programs, with a specific emphasis on fraud, risk and disputes.
• Work directly with customers to understand their business requirements and share best practices in order to drive growth.
• Analyze data to identify trends, patterns, and insights that inform business decisions.
• Keep a pulse on industry best practices around payment risk, fraud and disputes.
• Work with Data Science team to identify new product opportunities; identify new sources of data capabilities that can help both Marqeta and its customers.
• Develop a deep understanding of the hundreds of data attributes available within Marqeta’s open API and ecosystem of data.
• Assess the current state of data capabilities & developing a roadmap for the desired future state.
• Convert existing data capabilities into new product opportunities.
• Define product metrics, build reporting, and monitor performance; leveraging data to drive decisioning making.
• Identify opportunities for process improvements and contribute to ongoing optimization efforts.
• Communicate findings, recommendations, and project updates to stakeholders and executives.
• Enable a delightful customer experience and have a customer first approach.

Who You Are

• 5+ years of experience in business analysis or product management and development; experience in maturing products already on the market.
• Good understanding of data analysis and visualization tools that may include, but are not limited to, Structured Query Language (SQL), Python (or R), and Tableau (or Looker)
• Strong understanding of the payment industry including risk, fraud and disputes. 
• Bachelor degree in Data Science, Mathematics, Statistics, Computer Science, Economics, or other quantitative field.
• Proven track record of applying analytical/statistical methods, and testing to actualize real-world, data-driven problem solving.
• Attention to detail and the ability to prioritize and deliver in a fast-paced and dynamic environment requiring a high degree of personal accountability, quality, accuracy, integrity and trust.
• Ability to work independently in a remote environment.
• Highly effective verbal and written communication and presentation skills with all levels of the organization, as well as senior executives and customers.
• Strong interpersonal and collaborative skills to build partnerships and alliances internally and with external partners at all levels of the organization.

Nice-To-Haves

• Strong technical acumen, curiosity, and familiarity with new technologies, API’s, programming languages, and databases.
• Implementation of solutions processing 100M+ transactions per day.
• Advanced degree in Business, Data Science, Mathematics, Statistics, Computer Science, Economics, or other quantitative field.

Your Manager

• Sameer Patwary, Senior Director, Product Management

Typical Process

• Application submission
• Recruiter phone call
• Hiring manager video call
• Virtual “Onsite” consisting of 4-5, 45 min calls
• Offer!

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States:

• National: A baseline tier that applies to most of the geographic territory of the United States.
• Premium