SVP, Associate General Counsel

We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in: Sioux Falls, SD,  Scottsdale, AZ,  Louisville, KY,  Troy, MI,  Franklin, TN,  Easton, PA.

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all.  We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success.  We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve. 

About the Role:

The Senior Vice President, Associate General Counsel reports to the Deputy General Counsel and oversees and manages legal support for the Commercial and Consumer Lending business lines. This role ensures the organization complies with the legal requirements of the countries and states in which it operates. Provides legal counsel/support in areas related to the business, including commercial and consumer lending, corporate law, real estate, tax, business litigation, transactions/antitrust, compliance, intellectual property, corporate governance, ethics, etc.

What You Will Do:

• Play a vital role on our legal team by providing timely, coordinated, and thoughtful strategic legal advice on a wide variety of legal, regulatory, compliance, and risk-management matters, grounded in applicable laws and tailored to the bank’s business needs. This role requires proven leadership and management skills, along with the agility, flexibility and a sense of urgency and ownership that’s essential to executing in a highly regulated space. This position interacts regularly with executive leadership, senior management, business units, and our bank’s clients’ legal, risk and compliance teams. 
• Lead and manage legal support and guidance for commercial finance and consumer marketplace lending business lines, from initial due diligence through ongoing program management.  Review and negotiate contracts with partners, advising the Bank on potential legal and regulatory concerns, including state and federal consumer protection, card network rules, payments, privacy, and other applicable laws and regulations. This position may also support other business lines, such as our tax solutions business.
• Strengths regarding a wide array of commercial finance products including structured finance, working capital, equipment finance and asset based lending, as well as in consumer lending (particularly in the unsecured marketplace lending space), compliance, credit, litigation, and regulatory issues for a federally chartered bank, particularly as applied to the Banking-as-a-Service or partnership banking model, oversight over a Bank’s third-party relationships and service providers.
• Provide leadership and direction through Senior Managers and Managers. Participate with other senior managers to establish strategic plans and Make final decisions on administrative or operational matters and ensure operations effective achievement of objectives.
• Work on complex issues where analysis of situations or data requires an in-depth knowledge of the company. Participates in corporate development of methods, techniques and evaluation criteria for projects, programs, and people.
• Direct and control the activities of a broad functional area through several department managers within the company. Has overall control of planning, staffing, budgeting, managing expense priorities, and recommending and implementing changes to methods.
• Research, analyze, and interpret proposed and existing laws, statutes, and regulations.
• Provide legal support and guidance on enterprise-wide regulatory reporting, risk and compliance projects.
• Conduct impact assessments for new products, services, and business initiatives to identify and mitigate risks.
• Ensure that the organization's risk management policies and strategies align with applicable regulations and the organization's strategic goals, while supporting audits, examinations, and risk assessments.
• Partner with Risk, Compliance, Internal Audit, Finance, and Government Relations to provide legal expertise and guidance on regulatory issuances and rulemakings. 
• Engage in cross-functional legal collaboration to drive positive business results, align with the Bank's long-term goals, mitigate risks, and maximize value.