Sr. Senior Credit Analyst

This position is designated as a hybrid role based out of our headquarters near Portland, Oregon. The current expectation is for employees to work onsite four days per week, subject to change based on business needs. This in-office requirement may be adjusted at the discretion of the company.

OUTGROWN YOUR OWN BACKYARD? COME PLAY IN OURS.

At Columbia, we’re as passionate about the outdoors as you are. And while our gear is available worldwide, we’re proud to be based in the Pacific Northwest, where natural wonders are our playground.

Every product we make and every task we undertake is inspired by the famous words of our founder Gert Boyle: “It’s perfect. Now make it better.” As pioneers of relentless improvement, we are constantly evolving.

We believe the outdoors is ours to protect and strive to keep our planet healthy. We believe in empowering people to experience the outdoors to the fullest.

And we believe in you.

ABOUT THE POSITION 

The Senior Credit Analyst plays a critical role within Columbia Sportswear’s Credit organization, supporting financial decision‑making for our North American wholesale business. This position partners closely with Credit leadership to evaluate financial risk, analyze customer financial statements, support collections and reconciliation activities, and lead the resolution of complex deductions and disputes.

The role requires strong analytical acumen, proactive credit monitoring, excellent communication skills, and the ability to manage sensitive financial information accurately and independently.

HOW YOU’LL MAKE A DIFFERENCE 

Credit Evaluation & Financial Analysis

• Identify and manage credit requirements for key strategic and higher‑risk wholesale accounts.
• Perform detailed financial analyses, synthesizing large data sets into clear, actionable recommendations.
• Conduct credit reviews using financial analysis tools to assess customer financial statements, credit bureau data, and related information.
• Recommend appropriate credit lines and present findings to Credit leadership.

Reporting & Forecasting

• Prepare and approve monthly management reports covering aging, reserves, potential bad debt, forecasts, and trend analysis.
• Develop and refine reporting tools to support departmental needs, including DSO and cash forecasting.
• Apply industry knowledge and economic trends to anticipate credit impacts and inform decision‑making.

Cross-Functional Collaboration

• Build strong working relationships with Sales, Customer Service, Retail Services, Traffic, Accounting, and Shared Services.
• Tailor communication to varied audiences and support alignment between revenue goals and credit risk strategy.

Collections, Deductions & Dispute Resolution

• Lead the timely and accurate reconciliation of customer deductions, disputes, chargebacks, and related claims.
• Investigate payment discrepancies, determine validity, and coordinate cross‑functional resolution.
• Identify root causes of credit and operational issues and recommend improvements.

Leadership & Continuous Improvement

• Participate in departmental initiatives, ad hoc projects, and process‑improvement efforts.
• Engage in third‑party credit groups, webinars, conferences, and ongoing professional development.

YOU ARE 

• Analytical and skilled at interpreting financial information and identifying trends.
• Detail focused, demonstrating accuracy, organization, and thoroughness in all work.
• A strong communicator who can translate complex financial insights for cross‑functional partners.
• Proactive and self‑directed, capable of moving work forward with minimal supervision.
• Collaborative and able to build productive relationships with stakeholders across departments.

YOU HAVE 

• Advanced knowledge of credit and collection techniques, policies, and analysis.
• Strong ability to interpret financial statements and credit reports.
• Well‑developed analytical, problem‑solving, and decision‑making skills.
• High proficiency with spreadsheets and business systems; SAP experience preferred.
• A bachelor’s or master’s degree in Business, Finance, or related field, or equivalent experience.
• At least 5 years of credit and collections experience.

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This job description is not meant to be an all-inclusive list of duties and responsibilities, but constitutes a general definition of the position's scope and function in the company. 

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