Executive Underwriter - Special Risk (Loss Sensitive/Large Accounts) (Commercial P&C)

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure’s promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best “A” (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.

Amerisure is recruiting for an Executive Underwriter, Special Risk to join our team.   This role can sit remote in most locations in the U.S.

Position Summary:

Responsible for underwriting and managing a portfolio of complex Special Risk accounts leveraging loss sensitive industry expertise to drive profitable growth. Serves as a strategic partner for select agencies with the highest levels of field authority. This role is a key contributor to Amerisure’s loss-sensitive growth strategy, shaping underwriting direction and driving profitability by delivering exceptional service and contributing to Amerisure’s strategic objectives. 

Responsibilities:

• Evaluate and apply advanced underwriting judgement to price and negotiate complex loss sensitive accounts

• Create loss sensitive programs using the Special Risk Quote application in accordance with SR Program guidance

• Build pipeline of new loss sensitive opportunities for assigned select agencies that align with Amerisure’s risk appetite.

• Influence and contribute to the development of loss sensitive underwriting guidelines

• Maintain and manage a portfolio of loss sensitive renewal accounts, in alignment with our loss sensitive program, pricing and loss ratio objectives

• Build and maintain effective relationships with select agencies to drive successful acquisition of new and desired renewal accounts.

• Deliver loss sensitive training workshops to agencies to support producer development

• Maintain organized and thorough underwriting documentation in accordance with Amerisure’s standards and guidelines.

• Attain established underwriting performance metrics for both new and renewal accounts, including production goals and quote and hit ratios.

• Partner with internal teams, such as claims and risk management, to ensure comprehensive support for agency partners.

Requirements:

• Bachelor’s degree or equivalent years of experience.

• 7 years underwriting experience in commercial middle market insurance.

• Proven success managing a portfolio of complex accounts with demonstrated profitability

• Deep underwriting knowledge of complex risks including loss sensitive programs

• Strong analytical, data and problem-solving skills, including the ability to deal with ambiguity

• CIC, CPCU, AU designations preferred.

• High degree of business acumen with the ability to assess market conditions, competitive positioning, and portfolio performance.

• Proficient computer skills required including Microsoft Office Suite.

• Demonstrated successful ability to build positive partnerships and work collaboratively with cross-functional business teams.

• Demonstrated successful ability to prioritize and multi-task various and conflicting responsibilities.

• Excellent communication and negotiation skills with the ability to convey complex concepts clearly.

• Ability to travel up to 15%.

#LI-CR1 #LI-Remote

Just as we are committed to creating exceptional value for our Partners For Success® agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest® Companies to Work For in the Nation and one of Business Insurance magazine’s Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.

Amerisure Insurance provides equal employment opportunities (EEO) to al