Director, Senior Credit Officer Corporate and Structured / Leverage Finance

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Would you like to work for one of the World's largest banks in an exciting, dynamic and international environment? 

We are currently recruiting for a Director, Senior Credit Officer Corporate and Structured / Leverage Finance for our Credit Department in Amsterdam.

MUFG Bank Europe N.V. (MBE) is a fully-owned subsidiary of Mitsubishi UFJ Financial Group (MUFG), one of the largest ranked Financial Groups in the world in terms of assets. A world-class set of businesses and more than 180,000 employees in 50 markets. MUFG offers stability in an ever-changing market, providing services to high-profile clients worldwide.

For more than 50 years MBE offers commercial banking services to both Japanese and non-Japanese corporate customers in The Netherlands and, through its branches, in Central and East Europe. The goal is to be among the top performing foreign-owned banks operating in The Netherlands, providing value-added banking services and excellent operations, fulfilling both Japanese and non-Japanese customers' needs.

The MBE subsidiary based in The Netherlands is a network of branches, managed from Amsterdam.

Our vision? To become the world’s most trusted financial group. You’ll help us achieve it. 

Main purpose of the role

Develop a deep understanding of the risks in MBE’s Corporate and Structured / Leveraged Finance portfolios, add value to support the delivery of profitable growth within MBE’s risk appetite and contribute to an effective control environment. This, in turn, ensures the integrity of the overall credit portfolio and provides support to MBE’s regulatory requirements.

Function positioning

The role will report to MBE’s Head of Credit, who reports directly to the Chief Risk Officer of MBE.

The role includes the following:

• Objectively assess Corporate and Structured / Leveraged / Project Finance credit proposals, identifying risk issues to reach a reasoned conclusion leading to recommendations for Senior Management approval
• Senior credit counterpart to the 1st Line of Defense (“1LoD”) sector/vertical heads, relationship managers and applicable product offices, including divisional heads/General Managers where necessary
• Provide timely and succinct advice or briefings (in verbal or written form) to senior management
• Proactive solutions driven engagement with front line on deal specific and/or strategic developments through expert guidance, direction, feedback and identification of red flags or breaches of internal guidelines and policies
• Exercise credit approval authority by balancing risk with opportunity. To challenge credit recommendations and proposed deals to ensure appropriate balance between return and use of capital funds
• Support continuous development of MBE’s credit risk framework, risk appetite, portfolio monitoring and early warning frameworks in line with shareholder, client and regulatory expectations
• Keep up to date on relevant markets and sectors, and monitor the portfolio to anticipate problems. Take necessary early pro-active steps to minimize potential losses
• Active contribution in discussions with the business relating to any relevant developments and potential client needs on a more strategic level relating to relevant products
• Active participation in discussion forums and on project teams, providing input from a credit perspective, as necessary.

In order to be successful in the role, you will need the following:

Skills and Experience:

Essential

• Bachelor or Master Degree.
• Sufficient experience working in financial institutions carrying out credit work for Corporate and Structured / Leveraged / Project Finance.
• Sufficient work experience in the financial services industry and sound understanding of regulatory requirements related to the credit sanctioning and monitoring process
• Extensive knowledge of Corporate and Structured / Leveraged / Proje