Sr. Financial Analyst, US Revenue FP&A

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Job Description

Sr. Financial Analyst - US FP&A, NA Finance

The US FP&A team is seeking to add a Sr. Financial Analyst to its broader team supporting the top of the US P&L. The team is responsible for business drivers, including Payments Volume of USD6T per annum, gross revenues, client incentives, and net revenue of USD13B per annum (with net revenue a key measure of performance). The team is tasked with developing conceptually sound, rigorous, and detailed understandings of the various elements that impact net revenue, with the goal of optimizing financial performance and delivering against financial goals. This is supported by core planning & analysis responsibilities, the ongoing drive to uncover new insights and suggest improvements, and by either making or enabling business decisions. The Sr. Financial Analyst will join an FP&A team that is the day-to-day financial ‘eyes and ears’ for roughly half of Visa’s global net revenue.

Position Summary

Position has a special emphasis on US client incentives (USD5B+ per annum), which is complex, challenging, and a key internal and external (investor) focus, with up to 10% of responsibilities in other areas, as assigned.

Essential Functions:

• Planning & Analysis: Actual-Forecast
  • Analyzes monthly and quarterly results, identifies and interprets key variances, trends, and insights, presents key findings to management
  • Provides on-going forecasts for client incentives, generally conducted on a portfolio-by-portfolio basis, for new and existing deals
    • Understands contract structures and mechanisms
    • Combines observed patterns and trends and creates accurate forecasts, able to triangulate and exercise judgement
  • Monitors deal pipelines, formulates an understanding of each deal, and when necessary, facilitates deal incorporation into financial projections for entire US FP&A Team
  • Key participant in quarterly financial outlooks and annual budget processes
• Collaborates and coordinates with a broad base of stakeholders (i.e., deals teams, pricing, sales leaders, investment/initiative owners, controllership, etc.) to identify, understand, and measure the impact of deals, and other partnership actions on US Net Revenue
• Serves as a subject matter expert within FP&A, both as a guide for peers, as well as providing ownership and/or support of strategic initiatives
• Supports or leads wide variety of ad hoc requests and special projects (with common inbound inquiries from NA CFO, Controllership, deals teams and corporate finance)

Key Skills:

• Able to rapidly establish a broad and deep understanding of the payments landscape.
  • Foundational understanding of multi-party economic model (issuers, acquirers, processors, interchange, merchants, cardholders, etc.)
  • Market positioning and motivations of multiple parties in the competitive landscape
• Strong analytical and project management skills
• Converts complex analyses into revealing business storylines
• Operates with minimal supervision and able to make informed, well-reasoned decisions independently, strong business judgement
• Comfortable interpreting legal contracts
• Highly detail oriented
• Thrives in an environment that is fast-paced, rapidly changing, and customer service-oriented

Qualifications

Basic Qualifications

• 5 or more years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications

• 6 or more years of relevant work experience with a Bachelor’s Degree, or at least 4 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
• Demonstrated expertise in MS Office (i.