Senior Risk Analyst – Contractor

What We Need
Corpay is seeking a Senior Risk Analyst – Contractor to for our North American Fuel Division. In this role you’ll proactively monitor credit and fraud trends, close detection gaps, and use advanced analytics to inform strategic decisions. Reporting to the Director of Credit Analytics, this high-impact position is ideal for someone who thrives in a fast-paced, growth-oriented environment and is ready to roll up their sleeves.

How We Work
• As a Senior Analyst - Contractor you will be expected to work in a virtual environment. Corpay will set you up for success by providing:
• Assigned virtual workspace
• Company-issued equipment and remote access
• Formal, hands-on training

Role Responsibilities
The responsibilities of the role will include:
• In this role, you will be responsible for increasing revenue (for example: identify segments to approve more credit-worthy customers with lower fraud risk etc.), reducing bad debt (for example: build incremental rules leveraging existing vendor data to identify high risk customers)
• Demonstrate strong communication skills, business acumen, and deep technical and analytical skills to uncover actionable insights
• Apply quantitative methods (SQL, SAS, Python, Modeling etc.) to identify high risk patterns and suggest ways to combat that
• Identify credit monitoring gaps and work with MIS/Reporting team to develop and build automated reporting solutions
• Collaborate with cross-functional partners including Operations, Credit, Sales and PMO teams to create business strategies that support company’s goals
• Lead efforts to evaluate, test and integrate existing and new credit/fraud data sources by leveraging data and analytics.
• Partner with credit/fraud vendors to understand and adopt next-generation tools for acquisition risk
• Maintain and update backend credit policy scripts to validate real-time decision accuracy in production
• Track and report on the monthly performance of all newly implemented policy changes, assessing impact and identifying areas for further optimization.
• Develop and automate daily alert systems to track and escalate emerging fraud pattern

Qualifications & Skills
• Bachelor’s degree required. Master’s degree in quantitative discipline such as engineering, statistics, math, economics, computer science, is a plus
• 2+ years of credit experience in underwriting and designing strategies for Small Business Segments
• Ability to problem solve, develop & implement processes
• Experience in building risk strategies for unsecured credit / lending, preferably in near-prime, new-to-credit and thin file segments
• Expert analytical skills to drive business results through data driven business proposals
• Proficiency in using Excel pivots / Spreadsheet and PowerPoint / Slides
• Proficiency in using Reporting tools like Tableau and Google Analytics. etc.
• Proficiency in using SQL and Python programming languages, a solid understanding of databases
• Attention to detail and ability to manage multiple assignments
• Excellent communications and presentation skills; ability to deliver business proposals and present results to senior management
• Ability to collaborate well with business partners and influence business decisions

Benefits & Perks
• Medical, Dental & Vision benefits available the 1st month after hire
• Automatic enrollment into our 401k plan (subject to eligibility requirements)
• Virtual fitness classes offered company-wide
• Robust PTO offerings including major holidays, vacation, sick, personal, & volunteer time
• Employee discounts with major providers (i.e. wireless, gym, car rental, etc.)
• Philanthropic support with both local and national organizations
• Fun culture with company-wide contests and prizes

Our Company & Purpose
CORPAY is a global leader in business payments, laser focused on developing smarter ways for businesses to pay their expenses. Since 2000, CORPAY has developed innovative digital solutions that help businesses better track, manage, and pay their expenses. Today, CORPAY is an S&P 500 company with hundreds of thousands of customers using our products in over 100 countries. Companies of all sizes, industries and geographies rely on our product portfolio to manage spending more quickly, efficiently and securely than ever before.

We embrace a culture grounded in five key values: integrity, collaboration, innovation, execution and people. These values offer you the opportunity to ‘thrive & grow’ through career development, volunteer, community, and wellness initiatives. This allows you to create a balance between professional goals and personal achievement.

CORPAY is also committed to b