Sr. Underwriter - Personal Lines
NationwideAbout the role
We're seeking experienced insurance professionals who combine strong underwriting expertise with a relationship-focused approach. In this role, you'll manage a personal lines portfolio, make sound underwriting decisions, and partner with agents to drive profitable growth while delivering an exceptional customer experience.
What We're Looking For
Personal Lines underwriting experience preferred
Experience managing a book of business and making independent underwriting decisions
Background with a multiline carrier strongly preferred
Strong analytical, communication, and relationship-building skills
Ability to balance risk selection, profitability, and customer service
Training & Schedule
Structured virtual training program lasting approximately 6–8 weeks, depending on experience
Training schedule is generally Monday–Friday, 8:00 a.m.–4:30 p.m. Central Time
This is a remote position
After training, schedules may vary based on business and territory needs, with operating hours typically between 8:00 a.m. and 8:00 p.m. Eastern Time
Key Responsibilities
Underwrite new and renewal Personal Lines business within authority
Manage an assigned territory and portfolio to support profitable growth
Build strong partnerships with independent agents
Evaluate complex risks and make informed underwriting decisions
Collaborate with Product, Sales, Claims, and other business partners
Provide guidance and technical expertise to less experienced underwriters
This is an opportunity to join a growing team where you'll have the autonomy to make meaningful underwriting decisions, influence portfolio performance, and help drive long-term business success.
Job Description Summary
Success on our team requires a blend of customer service skill and analytical prowess. Each account we work on is interesting and challenging. Satisfaction comes from finding solutions that provide the best coverage and give our partner agents a way to differentiate themselves from the competition. If you are adaptable, responsive, love customers and really want to make a difference, we want to hear from you!As a Sr. Underwriter you will accept, retain and classify moderate exposure new and renewal policies (case and account underwriting) based on granted authority. We'll count on you to manage an assigned underwriting territory to identify business trends, ensure profitability and build agency relationships. You'll be counted on to make decisions on larger more complex and unique assignments. You'll be key to provide input into and responsible for implementation of strategic recommendations for portfolio profitability and growth management action plans through partnership with product and sales in support of portfolio underwriting efforts for profitable growth within assigned territory or specialty. You may also provide guidance and assistance to less experienced underwriters and other functional areas. May lead projects or research activities in support of business goals.
Job Description
Key Responsibilities:
Researches agency, district, and market data for assigned underwriting territory to identify business trends and opportunities for profitable growth. Obtains data/information from published sources, company data bases, and partnerships with sales, claims, agency and portfolio or other contacts. May research issues in support of unit objectives and participate on committees or special projects.
Reviews individual risks for acceptability and handles those within authority based on company underwriting guidelines and standards. Uses critical thinking and understanding of the market and underwriting best practices to assess the total risk proposition and alternatives for acceptability. May analyze issues related to rules performance through automated systems.
Completes assigned underwriting tra
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