Jobs and Careers

Senior Software Engineer, Account Servicing Team

Remote, USA, United StatesRemotefull_timeVerifiedPosted 23 Feb 2024

💰 $172,000/yr($103,200/yr – $172,000/yr)

About the role

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). Today nearly 8 out of 10 Americans use a product powered by Marqeta every week. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

Marqeta is looking for a talented Senior Software Engineer to independently identify and deliver software solutions on our Accounts Service Credit Team through a set of milestones spanning a specific product focus or a multi-component system. You will own and deliver projects in service of quarterly goals on the team and independently identify solutions to solve ambiguous, open-ended problems. You will work in collaboration with your team and cross-functional partners.

The Account Servicing Team in Credit Engineering is responsible for flows related to servicing cardholders. It owns the services for statement generation, interest calculations, disputes, payment processing and delinquency tracking.

We work Flexible First. This role can be performed remotely within the United States. We’d love for you to join us!

Learn more about our Product and Engineering team

What you'll do

Define and deliver well-scoped milestones for projects and may be a technical lead for projects on your team.
Actively keep customer needs in mind and leverage input from product stakeholders to determine the right technical solutions to deliver customer value quickly.
Actively level up less-experienced members of your team by helping them with their craft, providing guidance, and setting a good example.
Independently write code that is clear with minimal bugs that captures the essential nature of the solution and is appropriately flexible, reusable, efficient, and adaptable to changing requirements.
Identify gaps and propose plans towards addressing those gaps.
Challenge the status quo and come up with innovative ideas.
Lead design for small-medium components/features and participate in design for larger components/features (moving from task level impact to small-medium project level impact).
Have significant ownership of a component/feature of the system.
Independently design software components in well scoped scenarios, with simplicity and maintenance as key considerations, ensuring components are testable, debuggable and have logical APIs that are not easily misused.
Participate in on-call coverage

What we're looking for

5+ years of experience as a backend engineer with a Bachelor’s degree; or 3 years of experience with an advanced degree. In lieu of a degree, 8+ years of relevant experience may suffice.
Experience developing in Java.
Experience with Microservices.
Experience working with distributed systems.
Experience working at a SaaS based product company.
Ability to decompose business problems into solutions that may require designs with multiple interacting components.
Ability to to build correct, maintainable software components.
A focus on quality and meeting deadlines.
A strong grasp of the libraries, platforms, and systems.
Ability to present clear and concise messages tailored to various audiences; able to communicate in a clear, concise, and respectful manner both verbally and in writing.
Ability to share relevant information including if difficult task-level trade-offs that impact the product need to be made.
Ability to work with cross-functional stakeholders to identify technical blindspots and clarify ambiguity.