AML Financial Crime Risk Senior Investigator (Enhanced Due Diligence, High Risk Customer Program, Quality Reviewer)

Work Location:

Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

The High Risk Customer Program consists of dedicated and specialized teams with AML subject matter experts with accountabilities to conduct the enhance due diligence of high risk customers. Within the High Risk Customer Program resides a team that focuses on conducting enhanced due diligence on high risk customers, and other specialized types of high risk customers.

The AML Financial Crime Risk Senior Investigator (Enhanced Due Diligence, High Risk Customer Program) (Quality Reviewer also refer to as Second Level Reviewers) reports to the Group Manager AML Financial Crime Investigations (EDD, High Risk Customer Program).

The AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program, Quality Reviewer) is responsible for:

• Conducting quality control reviews of the end to end EDD reviews/AML investigations specifically relating to high risk customers and other referrals submitted to the High Risk Customer Program. Includes authority in applying reasonable grounds to suspect money laundering, terrorist financing and other financial crimes.
• As such, the AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program, Quality Reviewer) conduct the quality control reviews of all completed filed that were subjected to EDD as well as any other investigations conducted by the High Risk Customer Program.
• Provide support to the Group Manager AML Financial Crime Investigations (EDD, High Risk Customer Program) providing feedback/coaching where needed.
• The AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program) conducts end to end EDD reviews/AML Investigations, and second level reviews of enhanced due diligence reviews, and assists with the oversight of the High Risk Customer Program in Canada while partnering with internal and external stakeholders including, vendor engagements, advisory teams, working with other people managers and investigators to ensure the controls are designed and operating effectively to mitigate the risk and compliance with regulatory requirements as well as the Bank's systems of internal controls. 
• The AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program) assists with the oversight of the High Risk Customer Program while partnering with internal and external stakeholders including, advisory team, working with other group managers and investigators to ensure the controls are designed and operating effectively to mitigate the risk and compliance with regulatory requirements as well as the Bank's systems of internal controls.

• Job Description

CUSTOMER

• Conduct quality reviews of enhanced due diligence and investigations completed by AML Financial Crime Risk Investigators including initial and periodic enhanced due diligence reviews of high risk customers, as well as transactions that resulted in no Suspicious Transaction Reports (STRs), demarkets, removal of high risk customers (if required) and other enhance due diligence processes.
• Conduct a quality reviews of complex EDD reviews/investigations, including AML, Sanctions/ ABAC, and Financial Crime
• Ensure the regulatory reporting is conducted in a timely manner and/or without delay while adhering to regulatory requirements and internal controls.
• Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats.
• Assess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively applied.
• Conduct EDD reviews/investigations in a professional and timely manner.
• Identify and communicate procedural weaknesses to businesses.
• Identify industry and typologies risk and trends for respective program areas and share knowledge with appropriate stakeholders.
• Maintain and establish working relationships with internal and external partners (e.g., vendor engagements, advisory teams, working with other people managers and investigators, and etc.) for investigative purposes.
• Investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations.

SHAREHOLDER

• Develop and maintain effective relationship with key stakeholders including,