Analyst, Global Risk's Payment Fraud Disruption (PFD)

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Job Description

This high impact, high visibility position is part of Payment Systems Intelligence (PSI) - a key component of Global Risk's Payment Fraud Disruption (PFD) department.

PFD's team of technology experts are vital to Visa's efforts to identify, investigate, disrupt, and prevent attacks targeting the global payment ecosystem. This Analyst role will guide the execution of key Payment Systems Intelligence capabilities, including Visa Payment Threats Lab (VPTL) as part of PFD services for Visa clients.

Responsibilities include executing these capabilities' strategies, engaging clients globally, and successfully executing against the client engagement plan. In addition, as a part of the PSI team, the Analyst will identify new and novel methods that fraudsters are using to target Visa clients and the ecosystem and develop innovative approaches to disrupt emerging fraud and security vulnerabilities affecting Visa clients and the payments ecosystem.

The primary focus for this role is the execution of Visa Payment Threats Lab (VPTL) capability. This capability is sought-after differentiator in Visa's Risk offering:

• Visa Payment Threats Lab (VPTL) is a key part of Visa's ongoing efforts to stay ahead of organized crime groups and has already received high accolades from Visa clients.  Essential objectives for this position include understanding and replicating real world fraud events in transaction processing in addition to theoretical fraud events, in simulation environment, developing actionable recommendations, and delivering highly sensitive information related to ISO 8583 transactional parameters. Building and leading this important offering requires advanced knowledge of payments systems and fraud techniques, as well as the ability to identify vulnerabilities and disrupt evolving attack trends.  In addition, VPTL requires regular interaction with executive members of Visa’s client base to discuss and advise on their most sensitive payment security issues.

This role requires a recognized expert with a capacity to solve unique and complex problems that have a broad impact on the business, coordinate closely with client executives, and the ability to present technical, transaction-level findings to clients and executive leadership.

Primary Responsibilities:

• Coordinate closely with Visa executive and technical teams to carry out Visa Payment Threats Lab tests for a specific client, to include full coordination and prioritization of tests with Visa Regional teams and Risk Managers
• Coordinate with Visa’s Account Support, Client Configuration, Testing teams on client’s BIN configurations, transaction processing, including authorizations and declines.
• Execute analysis on transaction level to identify vulnerabilities in authorization parameters and fraud controls.
• Execute Visa Payment Threats Lab simulations, coordinate test coverage, manage Visa Payment Threats Lab executive report delivery and presentation with clients.
• Understand payment cards network and authorization systems, fraud controls and vulnerabilities and provide recommended counter measures or mitigating controls to reduce payments risk to an acceptable and manageable level
• Identify new fraud and cybercrime threats to the payments ecosystem and communicate them to relevant industry and client stakeholders! 
• Responsible for managing small projects or processes and providing guidance to external and internal stakeholders.
• Work independently, under limited supervision, on problems that are undefined and significantly complex.
• Conduct threat research to identify emerging fraud trends and reproduce results in a simulated production environment.
• Collaborate with internal and external stakeholders on various fraud issues and produce fraud mitigation strategies to include vulnerability assessments.
• Contribute and participate in all stages of advanced fraud and cybercrime simul