Vice President, Risk Management - HDFS

 

Auto req ID: 23150  
Title: Vice President, Risk Management - HDFS  
Job Function: Risk Management  
Location: Remote 
Company: Harley-Davidson Financial Services  
Full or Part-Time: Full Time  

 

Harley-Davidson Financial Services (HDFS), a wholly-owned subsidiary of Harley-Davidson, Inc., offers a wide range of financial products and services to motorcycle enthusiasts and Harley-Davidson dealerships. Products available to consumers include financing on motorcycles, MotorClothes™, and parts and accessories; cycle insurance; and extended service plans for Harley-Davidson® motorcycles.

 

You’ll play a pivotal role in helping us create the company we want to be. And for our employees and H-D community it’s done through being fair, honest, positive and creative. This isn’t just any company. And yours isn’t just any career. It’s part of your story. Ride with us and make it legendary.

 

We maximize employee flexibility and well-being through a virtual mindset that supports our highly distributed, global workforce. We take an outcome-focused, people-centered approach to winning, including welcoming the best talent - wherever they may be.

 

This remote role is not tightly linked to a physical location and provides flexibility in where, when and how you accomplish your work. Remote employees are expected to have a dedicated, quiet and distraction-free work space and an internet connection that’s sufficient for completing their job remotely.

 

The VP Risk Management provides leadership and direction for the Credit, Risk Management, and Business Intelligence departments. The position provides oversight and review of the organization’s portfolio, and is responsible for defining, building and maintaining business-wide, consistent, profit-based credit policies compliant with all regulations, with the flexibility to allow us to offer attractive, competitive programs to our customers. Responsible for implementation and maintenance of prudent loan administration programs across the business. Additionally, provides direction to the design, development, integrity, and maintenance of data, analytics, reports, and dashboards to deliver business intelligence critical to decision-making throughout the company.
 

Job Responsibilities

 

• Provide vision and strategic leadership to the organization.
• Serve as key member on Financial Services Leadership Team to oversee broader business strategies and operations. 
• Develop credit and go-to-market strategies that balance risk and profitability
• Oversee and lead the loss forecast, collections analytics and business intelligence functions
• Lead analytics on emerging risks and impact on loss forecast of the outstanding portfolio.
• Own collections analytics to maximize recoveries and improve operations efficiency.
• Manage credit performance for our credit facilities through loss forecast, profitability analysis and provide timely information to management team.
• Directly and indirectly monitor the lending portfolio to ensure that the organization operates in accordance with applicable laws and regulations, as well as approved policies and procedures.
• Maintain, update and recommend changes to policies and procedures as it pertains, but is not limited to, underwriting criteria, decision authorities, pricing guidelines, collections and charge-offs.
• Periodically reviews, interprets, reevaluates, and communicates the adequacy and effectiveness of established and approved policies and procedures.
• Represent the best interests of the business to the various boards and committees supporting the governance of the company.
• Provide strategic direction to the Business Intelligence area to ensure the company continues to evolve in its data integrity, analysis, and reporting capabilities.
• Interface with Harley-Davidson Motor Company (HDMC) and Harley-Davidson, Inc. (HDI) on appropriate issues.
• Partner with appropriate cross-functional teams, including Treasury, to support key initiatives as engaging rating agencies, regulators, etc.
• Protection of information and compliance with the law are paramount.  Protecting employee, customer and corporate information is everyone's responsibility at Eaglemark Savings Bank.  All employees must follow established safeguards, including policies regarding data protection, segregation of duties, and access to information based solely on business need.    Further, it is the responsibility of all employees to maintain awareness and understanding of relevant laws, regulations, internal policies and procedures, and to comply with all of them.

 

Education Requirements

 

• Bachelor's Degree Required

 

Education Specifications

 

• MBA or advanced D