Senior Digital Product Analyst

Benefits Overview

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best!

 

Benefits Offered by CoBank

• Careers with a purpose
• Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
• Competitive Compensation & Incentive
• Hybrid work model: flexible arrangements for most positions
• Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
• Robust associate training and development with CoBank University
• Tuition reimbursement for higher education up to $10k per year
• Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match
• Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
• Associate Resource Groups: creating a culture of respect and inclusion
• Recognize a fellow associate through our GEM awards

 

Job Description

Analyzes, evaluates and reports on existing Digital Banking and Cash Management/Treasury Management functions for the benefit of Sales, Implementation and Product management teams. Utilizes data and analytics to track portfolio metrics, surface issues and identify opportunities to introduce efficiencies. Develops and tracks key performance indicators to assist Cash Management Solutions (CMS) management. Collates, models, interprets and analyzes data; explains variances and trends. Supports financial and budget reporting, ad-hoc sales and pricing analysis, product profitability modeling, and other analysis needs for the business. Works independently; receives minimal guidance. May lead projects or project steps within a broader project or have accountability for ongoing activities or objectives.

Essential Functions

• Develops comprehensive monthly business review report covering standard product and/or sales reports, customer activities, such as volumes, costs, fees, and services.
• Identifies patterns in data to assist in the development of client behavior profiles for targeting products and services.
• Works independently with CMS Product Management, Sales and Implementation teams to monitor and report on product line Key Performance Indicators (KPI). Key areas of focus are post sale revenue realization and customer attrition.
• Proactively supports Finance, Marketing, Sales, Agile delivery and other partners in developing their reporting and business cases for new initiatives and enhancements.
• Provides analysis for pricing or other business changes related to CMS services.
• Provides requested information and reporting for internal risk, compliance, and credit partners.
• Makes recommendations for customer cross-sell strategies and other initiatives based on historical data.
• Analyzes and interprets relevant financial statements.
• Presents CMS reports to Senior Leaders on a regular basis.
• Interacts directly with Associations to provide reporting that meets their needs.

Education

• Bachelor's Degree in Management Information Systems, Data Science/Analytics, or relevant discipline required

Work Experience

• 5 years of relevant experience, preferably in the Financial Services/Payments industry. required
• Relevant experience with Cash Management/Treasury Management reporting.
• Deep knowledge of Databases and query languages is needed.
• Excellent knowledge of Microsoft Access and Excel is needed.
• Experience with reporting tools like Amazon, QuickSight, Tableau, Microsoft PowerBI or similar systems is a plus.

Physical Exertion Details

Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Travel Requirement Details

Occasional Travel occurs infrequently (typically, once a month or less).

About CoBank

The typical base pay range for this role is between $89,600 - $110,160. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is